Bivial AG (formerly Klarpay AG)
Corporate Swiss Accounts and Merchant Payments regulated under the Swiss Federal Banking Act Art. 1b.
44 employees · est. 2019 · Zug, Switzerland
YAPEAL
Your Swiss army knife for anything concerning business accounts, credit and debit cards, payments, and Embedded Finance.
60 employees · est. 2018 · Zurich, Switzerland
YAPEAL is the older company (2019 vs 2018); YAPEAL is the larger of the two.
Side-by-Side Comparison
| Metric | Bivial AG (formerly Klarpay AG) | YAPEAL |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2018 older |
| Headquarters | ||
| Headquarters | Zug, Switzerland | Zurich, Switzerland |
| Employees | ||
| Employees | 44 | 60 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Blockchain, Financial Services, Banking |
| Funding Stage | ||
| Funding Stage | Seed | Series Unknown |
| Total Funding | ||
| Total Funding | Not tracked yet | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 4 |
| Services | ||
| Services | deposit-taking institution, multi-currency business accounts, global payment disbursement, currency exchange services, merchant payment processing, financial platform integrations | Identification (KYC), Transaction Accounts, Payments (domestic and international), Monitoring & Reporting, Automated Payments, Accounts and Cards |
| Target Customers | ||
| Target Customers | digital businesses, corporate account holders, entrepreneurs, businesses with global operations, individuals associated with businesses | Corporates, Startups, Financial Intermediaries, Developers & API Users, Private Customers, Business Customers |
| Taxonomy | ||
| Taxonomy | Digital Payments, E-commerce Solutions, Multi-currency Accounts, Cross-border Payments, Merchant Services, IBAN Accounts, Payment Solutions, Digital Disbursements, Payment Facilitation, Online Business Support, Influencer Solutions, Business Accounts | Cards As A Service, Embedded Finance, Customer Loyalty, FinTech Market Entry, Digital Swiss Business Accounts, Business Expense Management, Debit And Credit Card Issuance, Personalized Financial Solutions, Regulatory Adherence, Blockchain-inspired Banking, Cloud-native Banking Platform, Mobile Payment Solutions, Branded Card Solutions, Expense Management Solutions, Digital-to-the-core Banking |
| Website | ||
| Website | klarpay.ch | yapeal.ch |
About Bivial AG (formerly Klarpay AG)
Bivial AG, formerly known as Klarpay AG, is making significant strides in the Financial Services, Fintech, Payments, and Banking industries. The company, founded in 2019, is headquartered in Zug, Switzerland, and distinguishes itself as a deposit-taking financial institution by being authorised and...
About YAPEAL
YAPEAL, founded in 2018, is a dynamic startup headquartered in Switzerland, making strides in the Blockchain, Financial Services, and Banking industries. With the slogan, "Your Swiss army knife for anything concerning business accounts, credit and debit cards, payments, and Embedded Finance," the co...
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