YAPEAL

Your Swiss army knife for anything concerning business accounts, credit and debit cards, payments, and Embedded Finance.

Founded 2018

Zurich, Switzerland 59 employees Blockchain, Financial Services +2

General Information

Company Name YAPEAL

Founded Year 2018

Location

Zurich, Switzerland

Employees 59

Industries Blockchain, Financial Services, Fintech +1

Business Model Embedded Finance, B2B2C, Platform

Revenue Model Service Fee, Subscription, Transaction Fee

Offices as of Sep 2026

8002 Zürich, Switzerland

Social

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Switzerland Market

Market Signals All Companies

Blockchain

Industry Signals All Companies in Switzerland

YAPEAL Alternatives

All Signals Trend Reports

AI Insight

Bounce Watch AI

1 month ago

YAPEAL recently secured an Early VC funding round on September 1, 2024, attracting new investors alongside existing ones, which signals robust investor confidence and provides capital for continued growth. This investment coincides with significant updates to its website, indicating a strategic refinement of its market positioning, product offerings in Embedded Finance and Cards as a Service, or overall growth strategy. These developments collectively point to a period of active scaling and an enhanced market presence for the Swiss FinTech.

Signal Types

Funding Product Update Growth

Strategic Labels

Growth Funding Market Repositioning Product Strategy

Next Move: Hiring

Impact: 8/10

Ideal For: Fintech VCs – Early Stage / Growth

About YAPEAL

YAPEAL, founded in 2018, emerges as a versatile fintech player headquartered in Switzerland, specifically tailored to amplify efficiencies and customer-centric solutions across the financial services landscape. Known as the "Swiss army knife" of business financial solutions, YAPEAL delivers a comprehensive suite of services including digital business accounts, credit and debit card issuance, and embedded finance solutions.

Their offerings include "Cards as a Service" for seamless branded card issuance, enhancing capabilities for banks and digital platforms, and enhancing customer loyalty through personalized financial services. With a focus on fostering growth for fintechs, YAPEAL positions itself as a critical partner for market entry strategies, ensuring compliance with Swiss regulations.

The startup secured an Early VC investment on 01 September 2024, with support from investors like Abacus Research, Dominik Bollier, Christoph Burkhard, and Markus Granziol. Being FINMA regulated with a SNB Account, YAPEAL underscores Swiss reliability while driving scalability in the fintech domain.

Business keywords: Embedded Finance, Cards as a Service, Digital Business Accounts, Expense Management, Customer Loyalty Solutions, Market Entry for FinTechs, Branded Debit and Credit Cards, Financial Solutions for Corporates, Blockchain-inspired Banking, Cloud-native Banking Platform, Personalized IBAN, Digital-to-the-core Banking, Banking Efficiency, Business Expense Cards

Services & Products

Financial Integration Services

Identification and Onboarding

Business Accounts and Cards

Capital Deposit Account

Payment Processing

Target Customers

Startups Enterprises Fintech Companies Banks Business Customers

Funding Rounds & Investors (4)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Early VC	Undisclosed	4	Abacus Research, Dominik Bollier +2	01 Sep 2024
Round	Undisclosed	1	Abacus Research	01 Jan 2022
Early VC	Undisclosed	-		01 Jan 2021
Seed	Undisclosed	1	blufolio AG	01 Apr 2019

YAPEAL Alternatives & Competitors

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YAPEAL vs

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YAPEAL vs

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FAQ About YAPEAL

Your Swiss army knife for anything concerning business accounts, credit and debit cards, payments, and Embedded Finance.

YAPEAL was founded in 2018.

YAPEAL is headquartered in Zurich, Switzerland. As of Sep 2026, it also has offices in 8002 Zürich, Switzerland.

YAPEAL operates in Blockchain, Financial Services, Fintech and Banking. Its work centres on Embedded Finance, Cards as a Service, Digital Business Accounts and Expense Management. Its customers include Startups, Enterprises and Fintech Companies.

YAPEAL has a Embedded Finance, B2B2C and Platform business model. Its revenue comes from Service Fee, Subscription and Transaction Fee.

YAPEAL has approximately 59 employees.

YAPEAL has completed 4 funding rounds.

YAPEAL offers: Financial Integration Services, Identification and Onboarding, Business Accounts and Cards, Capital Deposit Account, Payment Processing.

Top alternatives and competitors to YAPEAL include International Card Services (ICS), Memento Payments, Pomelo, Farmers State Bank LaGrange, Bluevine. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

YAPEAL and International Card Services (ICS) are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for YAPEAL, https://bouncewatch.com/company/yapeal, updated 14 September 2026. When citing, please name BounceWatch and link this page.