Lunar vs Monzo

Lunar logo

Lunar

You deserve more power from your money

633 employees · est. 2015 · Aarhus, Denmark

VS
Monzo logo

Monzo

Time is money. Make the most out of both with Monzo. Your new favourite bank

5672 employees · est. 2015 · London, United Kingdom

Monzo is the larger of the two.

Side-by-Side Comparison

Lunar Monzo
Founded
2015 2015
Headquarters
Aarhus, Denmark London, United Kingdom
Employees
633 5672 larger
Industry
Financial Services, Fintech, Payments Financial Services, Fintech, Banking
Total Funding
$526.27M $1.63B
Funding Rounds
15 19
Services
Digital banking accounts, Card services, Investment in stocks and ETFs, Cryptocurrency trading, Personal finance management tools, AI-powered financial assistance, Travel insurance and benefits current accounts, savings and ISAs, investment options, credit cards, loans and insurance
Target Customers
Individuals aged 7-17 for youth banking, Personal banking customers, Travel-savvy customers, Investors in stocks and crypto, Customers needing joint accounts, Users of digital financial services personal banking customers, business owners, youth and young adults, families, frequent travelers, UK residents
Taxonomy
Digital BankingChallenger BankFinTechMobile BankingPersonal Finance ManagementBusiness Banking +7 App-based BankingReal-time Spending UpdatesTransaction CategorizationBudgeting ToolsInstant Transaction NotificationsDigital Wallets +7
Website
lunar.app monzo.com
Lunar logo

About Lunar

Lunar, a leading digital challenger bank based in Denmark, is making waves in the Nordic financial landscape. Founded in 2015 and securing its banking license by 2019, the company now serves over 100,000 private and business customers. With a workforce of over 450 employees, Lunar is focused on simp...

Monzo logo

About Monzo

Monzo is a financial services company based in London, United Kingdom, specializing in fintech and banking solutions. It caters to personal banking customers, business owners, youth and young adults, families, frequent travelers, and UK residents. Founded in 2015, Monzo offers a range of services i...

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Frequently Asked Questions

Lunar was founded in 2015, based in Aarhus, Denmark, with 633 employees. Lunar, a leading digital challenger bank based in Denmark, is making waves in the Nordic financial landscape. Founded in 2015 and securing its banking license by 2019, the company now serves over 100,. Monzo was founded in 2015, based in London, United Kingdom, with 5,672 employees. Monzo is a financial services company based in London, United Kingdom, specializing in fintech and banking solutions. It caters to personal banking customers, business owners, youth and young adults,.
Lunar has raised $526.27M and Monzo $1.63B.
Both work in Financial Services, Fintech and Banking and list personal finance management among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Lunar on 19 Oct 2026, and Monzo on 9 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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