Side-by-Side Comparison
| Metric | Lunar | Monzo |
|---|---|---|
| Founded | ||
| Founded | 2015 | 2015 |
| Headquarters | ||
| Headquarters | Aarhus, Denmark | London, United Kingdom |
| Employees | ||
| Employees | 633 | 5672 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Financial Services, Fintech, Banking |
| Total Funding | ||
| Total Funding | $526.27M | $1.63B |
| Funding Rounds | ||
| Funding Rounds | 15 | 19 |
| Services | ||
| Services | Digital banking accounts, Card services, Investment in stocks and ETFs, Cryptocurrency trading, Personal finance management tools, AI-powered financial assistance, Travel insurance and benefits | current accounts, savings and ISAs, investment options, credit cards, loans and insurance |
| Target Customers | ||
| Target Customers | Individuals aged 7-17 for youth banking, Personal banking customers, Travel-savvy customers, Investors in stocks and crypto, Customers needing joint accounts, Users of digital financial services | personal banking customers, business owners, youth and young adults, families, frequent travelers, UK residents |
| Taxonomy | ||
| Taxonomy | Digital BankingChallenger BankFinTechMobile BankingPersonal Finance ManagementBusiness Banking +7 | App-based BankingReal-time Spending UpdatesTransaction CategorizationBudgeting ToolsInstant Transaction NotificationsDigital Wallets +7 |
| Website | ||
| Website | lunar.app | monzo.com |
About Lunar
Lunar, a leading digital challenger bank based in Denmark, is making waves in the Nordic financial landscape. Founded in 2015 and securing its banking license by 2019, the company now serves over 100,000 private and business customers. With a workforce of over 450 employees, Lunar is focused on simp...
About Monzo
Monzo is a financial services company based in London, United Kingdom, specializing in fintech and banking solutions. It caters to personal banking customers, business owners, youth and young adults, families, frequent travelers, and UK residents. Founded in 2015, Monzo offers a range of services i...
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Compiled from the BounceWatch company index. We last looked at Lunar on 19 Oct 2026, and Monzo on 9 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.