Openpay logo

Openpay

Openpay Group Ltd (ASX: OPY). Buy now. Pay smarter.

33 employees · est. 2014 · Melbourne, Australia

VS
Splitit logo

Splitit

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service.

80 employees · est. 2012 · Atlanta, United States

Splitit is the older company (2014 vs 2012); Splitit is the larger of the two.

Side-by-Side Comparison

Openpay Splitit
Founded
2014 2012 older
Headquarters
Melbourne, Australia Atlanta, United States
Employees
33 80 larger
Industry
Financial Services, Fintech, Payments Finance, Financial Services, Fintech
Funding Stage
Post Ipo Equity IPO
Total Funding
$299.65M $337.30M
Funding Rounds
3 11
Services
Payment Processing, Rewards Points Accumulation, Bill Synchronisation, Travel and Event Redemptions, Business Expense Maximization Payment plans using existing credit cards, No-interest instalments, Buy Now Pay Later (BNPL) services, E-commerce payment integration, Secure transaction processes
Target Customers
Small and Medium Enterprises (SMEs), Accountants, Bookkeepers, Business Owners Shoppers, Merchants, E-commerce businesses, Financial institutions
Taxonomy
Payments Fintech, BNPL 2.0, Omnichannel Financing, Automotive Financing, Healthcare Financing, Home Improvement Financing, Membership Payment Solutions, Education Financing, Retail Financing, B2B Payments, Trade Account Management, Interest-Free Payments, Customizable Payment Plans, Credit Decision Technology, Merchant And Consumer Solutions Buy Now Pay Later (BNPL), Installments-as-a-Service, Merchant-branded Payments, Point Of Sale Integration, Credit Card Rewards, Interest-free Installments, Cart Abandonment Reduction, E-commerce Solutions, Payment Gateway Integration, Consumer Credit, Omnichannel Retail, Embedded Finance, White Label Solutions, Card-linked Payment Solutions
Website
openpay.com.au splitit.com
Openpay logo

About Openpay

Openpay Group Ltd (ASX: OPY) is a leading player in the Financial Services, Fintech, and Payments industries. Founded in 2014 and headquartered in Australia, the company promotes itself with the slogan: "Buy now. Pay smarter." It offers a unique financing solution known as "BNPL 2.0," enabling trans...

Splitit logo

About Splitit

Splitit, founded in 2012, is at the forefront of the financial technology industry, offering a sophisticated approach to the Buy Now, Pay Later (BNPL) market through its innovative Installments-as-a-Service platform. Unlike traditional BNPL solutions, Splitit integrates seamlessly at the point of sa...

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Funding, hiring, leadership and stack changes at Openpay and Splitit — by email.

Frequently Asked Questions

Openpay — Openpay Group Ltd (ASX: OPY). Buy now. Pay smarter.. Splitit — Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service.. Both companies operate in related markets but may differ in funding stage, team size, and product focus.
Openpay has raised $299.65M while Splitit has raised $337.30M.
Openpay and Splitit operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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Compiled from the BounceWatch company index. We last looked at Openpay on 17 Oct 2025, and Splitit on 28 Oct 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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