PAYLA
A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions. #BNPL
28 employees · est. 2021 · Germany
Refin.online is the older company (2021 vs 2020); PAYLA is the larger of the two.
1 signal in the last 90 days
Side-by-Side Comparison
| Metric | PAYLA | Refin.online |
|---|---|---|
| Founded | ||
| Founded | 2021 | 2020 older |
| Headquarters | ||
| Headquarters | Germany | Russia |
| Employees | ||
| Employees | 28 larger | 6 |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Finance, Financial Services, Insurance |
| Funding Stage | ||
| Funding Stage | Convertible Note | Seed |
| Total Funding | ||
| Total Funding | $116.65M | $35.36M |
| Funding Rounds | ||
| Funding Rounds | 4 | 3 |
| Services | ||
| Services | Buy Now, Pay Later (BNPL) solutions, White-label payment integration, Technical processing and risk management, Debtor management and refinancing, Customer support services | Not tracked yet |
| Target Customers | ||
| Target Customers | Businesses with e-commerce platforms, Retailers seeking payment solutions, Companies looking for white-label BNPL services, Businesses aiming to enhance customer payment flexibility | Not tracked yet |
| Taxonomy | ||
| Taxonomy | White-Label Solutions, Buy Now, Pay Later, Payment Technology, Risk Assessment, Debtor Management, Customer Support, Invoice Refinancing, Installment Financing, BNPL-as-a-Service, Merchant Integration, Financial Technology, Transaction Volume Monetization | Digital Brokerage, Remortgage, Mortgage Refinancing, Online Service, Modernized Approach, Personalized, Loan Refinancing, Digital Platform, Mortgage Industry |
| Website | ||
| Website | payla.de | refin.online |
About PAYLA
PAYLA, founded in 2021 and based in Germany, is a promising player within the Financial Services, Fintech, and Payments sectors. The company presents a unique offering with its true white-label "Buy Now, Pay Later" (#BNPL) solution specifically targeting European Payment Providers and Financial Inst...
About Refin.online
Refin.online is a digital remortgage brokerage service founded in 2020 in Russia. The company prides itself on offering a modernized yet personal approach to refinancing mortgages. Positioned in the Finance, Financial Services, and Insurance industries, Refin.online distinguishes itself by leveragin...
We will tell you when either one moves
BounceWatch watches PAYLA and Refin.online for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at PAYLA and Refin.online — by email.
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Related Comparisons
Compiled from the BounceWatch company index. We last looked at PAYLA on 14 May 2026, and Refin.online on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
