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PAYLA logo — A true white-label "Buy Now, Pay Later" solution for Europea...

PAYLA

A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions. #BNPL

Founded 2021 Germany Germany 28 employees Convertible Note Total: $116.65M Financial Services, Fintech +1

General Information

Company Name PAYLA
Founded Year 2021
Location Germany Germany
Employees 28
Industries Financial Services, Fintech, Payments
Funding Stage Convertible Note
Business Model B2B, White Label, API
Revenue Model Service Fee, Licensing, Usage Based
Social

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About PAYLA

PAYLA, founded in 2021 and based in Germany, is a promising player within the Financial Services, Fintech, and Payments sectors. The company presents a unique offering with its true white-label "Buy Now, Pay Later" (#BNPL) solution specifically targeting European Payment Providers and Financial Institutions.

The innovative service by PAYLA responds to the growing demand for flexible payment options, positioning itself as a valuable resource for financial entities seeking enhanced customer engagement tools. This strategic positioning in the burgeoning BNPL market underscores its potential for robust growth in the European financial landscape.

On 15 June 2023, PAYLA secured a $4.50M Convertible Note investment, a testament to investor confidence in its business model and market potential. The absence of disclosed investor names suggests a growing interest in establishing strategic partnerships with entities ready to capitalize on the BNPL surge.

Business keywords: White-Label Solutions, Buy Now, Pay Later, Payment Technology, Risk Assessment, Debtor Management, Customer Support, Invoice Refinancing, Installment Financing, BNPL-as-a-Service, Merchant Integration, Financial Technology, Transaction Volume Monetization

Services & Products

Buy Now, Pay Later (BNPL) solutions
White-label payment integration
Technical processing and risk management
Debtor management and refinancing
Customer support services

Target Customers

Businesses with e-commerce platforms Retailers seeking payment solutions Companies looking for white-label BNPL services Businesses aiming to enhance customer payment flexibility

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Convertible Note $4.50M -
15 Jun 2023
Seed Round $5.30M -
17 May 2022
Debt Financing $105.00M -
17 May 2022
Pre Seed Round $1.85M 1
Friends and Family GmbH
01 Sep 2021

PAYLA Alternatives & Competitors

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PAYLA vs
equipifi
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Billie
Billie Germany

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PAYLA vs

axytos ist Ihr innovativer BUY NOW PAY LATER-Enabler. START NOW! axytos BUY NOW PAY LATER – echte Wh...

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FAQ About PAYLA

A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions. #BNPL
PAYLA was founded in 2021.
PAYLA is headquartered in Germany.
PAYLA operates in Financial Services, Fintech and Payments. Its work centres on White-Label Solutions, Buy Now, Pay Later, Payment Technology and Risk Assessment. Its customers include Businesses with e-commerce platforms, Retailers seeking payment solutions and Companies looking for white-label BNPL services.
PAYLA has a B2B, White Label and API business model. Its revenue comes from Service Fee, Licensing and Usage Based.
PAYLA has approximately 28 employees.
PAYLA has completed 4 funding rounds, raising a total of $116.65M. The latest funding stage is Convertible Note.
PAYLA offers: Buy Now, Pay Later (BNPL) solutions, White-label payment integration, Technical processing and risk management, Debtor management and refinancing, Customer support services.
Top alternatives and competitors to PAYLA include equipifi, Billie, axytos GmbH, Scalapay, Zilla. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
PAYLA and equipifi are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for PAYLA, https://bouncewatch.com/company/payla, updated 25 July 2026. When citing, please name BounceWatch and link this page.

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