Qapital vs Updraft
Qapital
Join 2 million members finding money happiness through automation
66 employees · est. 2013 · New York, United States
Updraft
Updraft helps people pay off credit card debt. Over 1,000,000 members, £850 million cleared so far
46 employees · est. 2017 · London, United Kingdom
Qapital is the older company (2013 vs 2017); Qapital is the larger of the two.
Side-by-Side Comparison
| Metric | Qapital | Updraft |
|---|---|---|
| Founded | ||
| Founded | 2013 older | 2017 |
| Headquarters | ||
| Headquarters | New York, United States | London, United Kingdom |
| Employees | ||
| Employees | 66 larger | 46 |
| Industry | ||
| Industry | Finance, Fintech, Banking | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Venture round | Not tracked yet |
| Total Funding | ||
| Total Funding | $47.30M | $303.20M |
| Funding Rounds | ||
| Funding Rounds | 7 | 7 |
| Services | ||
| Services | Automated Savings, Investment Management, Budgeting Tools, Financial Goal Tracking, Collaborative Financial Management | Debt consolidation loans, Personal loans for credit card payoff, Credit score reporting, Financial advice and consultation, Digital loan management via app |
| Target Customers | ||
| Target Customers | Individuals looking to automate their savings, Users interested in easy investment solutions, People aiming to budget efficiently, Couples or partners managing finances together | Individuals with credit card debt, UK residents seeking financial management, Young adults looking to improve credit scores, Individuals wanting to consolidate financial obligations |
| Taxonomy | ||
| Taxonomy | Financial AutomationBehavioral FinanceGoal-Based SavingsMoney ManagementPersonal Finance AppBudgeting Tools +8 | Behavioral ScienceConsumer LendingOpen BankingFinancial HealthCredit ReportFinancial Planning +4 |
| Website | ||
| Website | qapital.com | updraft.com |
About Qapital
Qapital, a dynamic player based in Stockholm and New York, is transforming personal finance through its innovative app. Founded in 2013, this Fintech disruptor leverages behavioral science and automation to guide its 2 million members towards "money happiness." The company empowers individuals and c...
About Updraft
Updraft, with the slogan “Break up with your credit cards and achieve your life goals faster!,” offers a novel fintech solution aimed at millennials that integrates aspects of lending, credit reporting, and financial planning. Founded in 2017 and headquartered in the United Kingdom, Updraft's missio...
Also comparing in this category
Comparing more than these two?
Get Qapital, Updraft and up to nine more competitors side by side in one PDF: team, funding, traffic and every dated move of the last six months. Every company is re-checked on the day you order.
How does Qapital compare?
A PDF of Qapital and up to 10 competitors you pick: team, funding, traffic and every dated move of the last 90 days. Each company is re-checked on the day you order, so it is current.
This takes a few seconds: we look beyond our own index too.
Frequently Asked Questions
Compare Qapital with someone else
Start typing a company name or domain.
Related Comparisons
Compiled from the BounceWatch company index. We last looked at Qapital on 9 Sep 2025, and Updraft on 26 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
