Side-by-Side Comparison
| Metric | SME Bank | Softloans |
|---|---|---|
| Founded | ||
| Founded | 2021 older | 2022 |
| Headquarters | ||
| Headquarters | Vilnius, Lithuania | Vilnius, Lithuania |
| Employees | ||
| Employees | 191 larger | 11 |
| Industry | ||
| Industry | Not tracked yet | Fintech, Information Technology, Lending and Investments |
| Funding Stage | ||
| Funding Stage | Angel | Seed |
| Total Funding | ||
| Total Funding | $4.50M | $1.15M |
| Funding Rounds | ||
| Funding Rounds | 2 | 2 |
| Services | ||
| Services | Not tracked yet | Embedded Lending Solution, Revenue-Based Financing, Bank Statement Analysis |
| Target Customers | ||
| Target Customers | Not tracked yet | SMEs, Merchant Platforms, Fintech Partners |
| Taxonomy | ||
| Taxonomy | Neobank, Digital Banking, SME Financing, Lending Products, European Central Bank, Fast Financing, SMEs, Economic Empowerment, Business Growth, Financial Services, Small And Medium Enterprises, Digital Solutions, Business Lending, Financing Solutions, SME Support | Embedded Lending, Revenue-based Lending, SME Financing, E-commerce Finance, SaaS Customer Financing, Bank Statement Analytics, Automated Credit Scoring, Working Capital Solutions, Fintech Platform, Commission-based Revenue Model, Business Customer Growth, Risk Assessment Technology, Corporate Borrower Insights, Digital Lending Technology, False Application Reduction |
| Website | ||
| Website | smebank.lt | softloans.io |
About SME Bank
SME Bank is a neobank with a focus on empowering business growth through digital day-to-day banking services and lending products. The company is licensed by the European Central Bank and was founded in 2021 with headquarters in Lithuania. SME Bank's mission is to provide fast financing solutions fo...
About Softloans
Softloans, founded in 2022 and headquartered in Lithuania, operates at the intersection of Fintech, Information Technology, Lending and Investments, SaaS, and Embedded Systems. The company is pioneering a platform that revolutionizes lending to SMEs by enabling other platforms to offer financing sol...
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Funding, hiring, leadership and stack changes at SME Bank and Softloans — by email.
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Compiled from the BounceWatch company index. We last looked at SME Bank on 11 Sep 2024, and Softloans on 13 Nov 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.