Tink vs Token.io
Token.io
The leading Pay by Bank infrastructure for banks, payment companies and platforms in the UK and Europe
102 employees · est. 2015 · London, United Kingdom
Tink is the older company (2012 vs 2015); Tink is the larger of the two.
Side-by-Side Comparison
| Metric | Tink | Token.io |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2015 |
| Headquarters | ||
| Headquarters | Stockholm, Sweden | London, United Kingdom |
| Employees | ||
| Employees | 301 larger | 102 |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Venture round | Venture round |
| Total Funding | ||
| Total Funding | $269.17M | $90.00M |
| Funding Rounds | ||
| Funding Rounds | 7 | 6 |
| Services | ||
| Services | Payment Services, Data Enrichment, Customer Onboarding, Income & Affordability Assessment, Risk Decisioning, Ecommerce Solutions | Industry-leading Pay by Bank solutions, One-click, recurring and automated bank payments, Real-time payouts and withdrawals, Data solutions for smarter payments |
| Target Customers | ||
| Target Customers | Banks, Lending Institutions, Payment Companies, Ecommerce Platforms, Financial Service Providers | Banks, Merchants, Fintech companies, Ecommerce platforms, Crypto platforms, iGaming companies |
| Taxonomy | ||
| Taxonomy | Open BankingPayment ServicesData EnrichmentAccount AggregationPayment InitiationPersonal Finance Management +9 | Pay By BankOpen BankingA2A PaymentsPayment InfrastructureAPI ConnectivityPayment Initiation +8 |
| Website | ||
| Website | tink.com | token.io |
About Tink
Tink is a payment services and data enrichment platform based in Stockholm, Sweden. It serves some of the world's largest financial institutions with its financial solutions. Founded in 2012, Tink offers services such as payment initiation, data enrichment, customer onboarding, and ecommerce soluti...
About Token.io
Token.io, founded in 2015, stands at the forefront of Pay by Bank infrastructure, serving as a critical bridge for banks, payment companies, and platforms across the UK and Europe. The company's infrastructure offers an unparalleled opportunity for clients to enhance revenue streams, reduce operatio...
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Compiled from the BounceWatch company index. We last looked at Tink on 6 Oct 2026, and Token.io on 26 Aug 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
