PayJoy Alternatives & Competitors

12 companies similar to PayJoy — Finance for the next billion

Branch International

Delivering world-class financial services to the mobile generation

387 Debt Financing $620.80M

San Francisco, United Sta...

Finance Financial Services +1

Optasia

We deliver Optasia, the AI Platform enabling financial access for the next billion custome...

289 Private Equity $54.31M

Dubai, United Arab Emirat...

Finance Financial Services +2

AsiaKredit

AsiaKredit provides a convenient consumer loan product through a mobile app to Southeast A...

3 Venture round $2.50M

Philippines

Finance Financial Services +1

Bloom Impact

Empowering small business owners in emerging markets with seamless access to financing thr...

Venture round

Financial Services Fintech +1

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axio

India’s premier consumer finance company offering pay later, credit and personal finance m...

426 Debt Financing $5.27B

India

B2B Financial Services +1

Stori

Stori empowers consumers with access to digital financial services in Latin America

729 Debt Financing $185.00M

Mexico

Financial Services Fintech +2

Solven

We make loans accessible for people in Latin America

7 Seed $1.25M

Peru

Financial Services Fintech

Vaale | Techstars ‘22

The fintech company for the 300 million Latin American underbanked people.

6 Pre-Seed $820.00K

Medellin, Colombia

Financial Services Fintech +1

ZoodPay

A Buy Now Pay Later payment solution providing interest-free installments in emerging mark...

12 $68.00M

Lausanne, Switzerland

Financial Services Fintech +1

Tala

Unleashing the economic power of the global majority.

788 Venture round

Santa Monica, United Stat...

Analytics Big Data +6

Oriente

We unlock economic potential for consumers and merchants in emerging Asia by powering mobi...

246 Series B $175.00M

Hong Kong S.a.r.

Finance Financial Services +2

Cash Credit

89 Private Equity $25.00M

Bulgaria

Big Data Financial Services +1

About PayJoy

PayJoy is a fintech startup with a mission to provide access to credit to the next billion people in emerging markets worldwide. Using their unique mobile security technology, PayJoy enables customers to afford their first smartphone on credit, using the phone itself as collateral. They also offer further access to cre...

Taxonomy

Consumer Finance, Mobile, Emerging Markets, Access To Credit, Smartphone Financing, Underbanked, Financial Inclusion, Credit Access, Global Expansion, Technology Innovation

Frequently Asked Questions

Companies similar to PayJoy include Branch International, Optasia, AsiaKredit , Bloom Impact, axio. They work in Financial Services and Fintech and share PayJoy's focus on financial inclusion, emerging markets and consumer finance.

Bounce Watch lists 12 companies that share PayJoy's industries and are closest to it in business tags, services, target customers, business model and size.

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Explore Related

PayJoy Profile Branch International Alternatives Optasia Alternatives AsiaKredit Alternatives All Companies All Signals Trend Reports

Compiled from the BounceWatch company index. We last looked at PayJoy on 11 Sep 2024. The 12 companies listed here were last checked between 18 Jul 2024 and 8 Aug 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.