Optasia vs PayJoy

Optasia

We deliver Optasia, the AI Platform enabling financial access for the next billion customers

289 employees · est. 2012 · Dubai, United Arab Emirates

PayJoy

Finance for the next billion

1157 employees · est. 2015 · San Francisco, United States

Optasia is the older company (2012 vs 2015); PayJoy is the larger of the two.

Side-by-Side Comparison

Metric	Optasia	PayJoy
Founded
Founded	2012 older	2015
Headquarters
Headquarters	Dubai, United Arab Emirates	San Francisco, United States
Employees
Employees	289	1157 larger
Industry
Industry	Finance, Financial Services, Fintech	Finance, Financial Services, Fintech
Funding Stage
Funding Stage	Private Equity	Debt Financing
Total Funding
Total Funding	$54.31M	$410.15M
Funding Rounds
Funding Rounds	2	9
Taxonomy
Taxonomy	AI PlatformCredit ScoringMNOsMobile Wallet OperatorsFinancial InstitutionsEmerging Markets +7	Consumer FinanceMobileEmerging MarketsAccess To CreditSmartphone FinancingUnderbanked +4
Website
Website	optasia.com	payjoy.com

About Optasia

Optasia is an AI platform empowering financial inclusion for the next billion customers. The versatile B2B2X financial technology platform caters to mobile network operators, mobile wallet operators, and financial institutions, offering precise credit scoring for responsible financing decisions. Thr...

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About PayJoy

PayJoy is a fintech startup with a mission to provide access to credit to the next billion people in emerging markets worldwide. Using their unique mobile security technology, PayJoy enables customers to afford their first smartphone on credit, using the phone itself as collateral. They also offer f...

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Frequently Asked Questions

Optasia was founded in 2012, based in Dubai, United Arab Emirates, with 289 employees. Optasia is an AI platform empowering financial inclusion for the next billion customers. The versatile B2B2X financial technology platform caters to mobile network operators, mobile wallet operators,. PayJoy was founded in 2015, based in San Francisco, United States, with 1,157 employees. PayJoy is a fintech startup with a mission to provide access to credit to the next billion people in emerging markets worldwide. Using their unique mobile security technology, PayJoy enables customers.

Optasia has raised $54.31M and PayJoy $410.15M. Latest stage: Optasia Private Equity, PayJoy Debt Financing.

Both work in Finance, Financial Services and Fintech and list emerging markets among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Optasia on 12 Sep 2024, and PayJoy on 11 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.