CASE 01SME banking · EuropeSME neobankname withheld

Where can we win against rivals with ten times our funding?

01

The brief

The leadership team was preparing its next 18 months. Every week another rival announced a feature, a price cut or a funding round, and the team could no longer tell which moves mattered. They asked one question: where can we win, given that several competitors have raised far more capital than we have?

Client
Series A SME neobank, 20k+ business customers
Markets
5 European markets
Engagement
Right-to-Win Assessment
Delivered
75-page board report · 10 business days
44competitors mapped in four rings
~680signals read over 12 months
182material moves analysed
9initiatives with owners and KPIs
Confidential report · page 1 of 75 Board report
Cover · the whole case on one page, client names blurredHeadline numbersCompetitor HQs, sized by count
Executive summary, client names blurredSignals → gaps → initiatives
Four rings of competition, client names blurredOverlap falls outwardWho sits in each ring
Pricing ladder, client names blurredPlan-by-plan comparison
Capability map, client names blurredCapabilities by competitorDated tax and e-invoicing moves
Regulatory clock, client names blurredDeadline timeline
Who moves next, client names blurredSignal families, scoredLikely next move
Nine initiatives, client names blurredOwner · timing · KPIQuick wins vs strategic bets
Client names blurred
1 / 8
Cover · the whole case on one page

44 competitors across five markets, ~680 signals and the 180-day horizon. Client name and logo blurred.

02

What we built

  • Mapped 44 competitors into four rings, from direct rivals to the banks the client replaces, using 12 months of BounceWatch signals.
  • Logged every pricing move, product launch, leadership hire and customer win, each dated and linked to its source.
  • Scored each rival on hiring, expansion, leadership and capital to show who is about to move and who is about to raise.
  • Turned nine strategic gaps into nine initiatives, each with an owner, a timeline and a KPI, ranked by impact and effort.
03

What the signals showed

$480M+raised by rivals in 12 months

The client cannot outspend this field. The report shows where it can own a niche instead.

0 of 44rivals combine all five capabilities

No competitor offers free entry, local compliance, credit, in-store payments and a human adviser together. That is the white space.

70×review gap against the leaders

A good score on far fewer reviews. Rivals are buying trust signals; the client is not yet.

04

How it ran

  1. Day 1Scope

    Rivals, markets and the leadership question agreed in one call.

  2. Days 2–6Read

    12 months of signals across 44 companies, sorted and scored.

  3. Days 7–9Analyse

    Rings, pricing, capabilities, regulation and next moves.

  4. Day 10Readout

    Board report and a 90-minute session with leadership.

05

What changed

Leadership left the readout with a 180-day plan: four initiatives in the first 90 days, owners named, and a weekly radar to see whether rivals respond.

Book a Right-to-Win call

Client names, logos and identifying details are blurred. Figures are as delivered. All eight cases were built from public sources. Full reports and live radars are shown under NDA.

See every move first. Decide before your rivals do.

Pick your sector and we'll show you the radar your agent would build, filled with this month's moves in your market.

  • Every claim sourced: Dated and linked to the page it came from
  • Analyst-reviewed: A person checks every brief and memo
  • Private by design: Your questions never train another client's agent
  • Built in Amsterdam: Serving enterprise teams across Europe and beyond
Rival Readout10 rivals · 7 business days · €7,500, credited if you continueGet a free snapshotBook a 7-day Readout