CASE 02Auto finance · TürkiyeCaptive auto lendername withheld

How do we defend our share after our partner deal changes?

01

The brief

A change in a long-standing partner relationship meant the lender had to build a second engine of growth. Leadership needed to see, every week, how banks, other captives and new digital lenders were pricing car loans, how dealer groups were shifting, and what customers said at the end of their loans.

Client
Captive auto-finance lender
Market
Türkiye · new and used cars, LCV
Engagement
Signal Agent · Division
Delivered
Live radar with 14 modules, bilingual agent
57competitors on the threat radar
835signals over 12 months
1,263dealers in the directory
17data sets joined
radar.bouncewatch.com / client / overview Live radar
Overview, client names blurredCoverage, signals, white spaceThreat radar by lender type
57 competitor profiles, client names blurredOne row per competitor
Pricing and campaigns, client names blurredRate heatmap by brandYour rank vs the market
Dealer network, client names blurredDealer groups and outlets
Customer voice, client names blurredAnswer rate vs satisfactionScorecard by lender
AI visibility, client names blurredWhere the brand appears
Strategy and roadmap, client names blurredThe answer, on topRoadmap, months 0–12
Client names blurred
1 / 7
Overview

Live market numbers, coverage and the threat radar of 57 lenders on one screen.

02

What we built

  • A live competitive radar covering 57 lenders in five groups: captives, banks, participation banks, finance companies and embedded BNPL.
  • Pricing and campaign tracking across brands and months, including the zero-per-cent offers that set the market price.
  • A dealer network view of 1,263 dealers, with brand footprints, group moves and who finances what.
  • A customer-voice and AI-visibility module: complaints by lender, answer rates, and what ChatGPT and Google answer when buyers ask about car loans.
  • An agent in Turkish and English that answers leadership questions from the radar, with sources.
03

What the signals showed

18 of 26rank on advertised finance rates

Banks set the price; captives win with campaigns. The radar shows the month each rate moves.

~25%of new-car volume with no captive lender

A white space the second growth engine can target first.

39%of complaints answered

The lowest of ten lenders. Customers judge the brand at the end of the loan.

04

How it ran

  1. Week 1Readout

    A 7-day Readout on 10 rivals proves the signal.

  2. Week 2Radar live

    57 lenders, pricing, dealers and customer voice.

  3. MonthlyReview

    Analyst and leadership test findings and set priorities.

  4. WeeklyAct

    Action centre tracks the nine initiatives.

05

What changed

Nine initiatives over 12 months, five starting within 90 days, tracked in the radar's action centre and reviewed against the same signals each week.

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Client names, logos and identifying details are blurred. Figures are as delivered. All eight cases were built from public sources. Full reports and live radars are shown under NDA.

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