Backbase is an Amsterdam-based company that develops the AI-native Banking OS, a system designed to unify banking operations for customers, employees, and AI agents across various digital channels. It serves a global clientele with its teams located throughout North America, Europe, the Middle East, Asia-Pacific, Africa, and Latin America.
Founded in 2003, Backbase offers a range of services including a Banking OS, customer onboarding, digital banking, payments and treasury management, and more. It primarily caters to retail banks, commercial banks, private banking institutions, wealth management firms, and small business banking clients. Operating on a B2B SaaS and platform business model, Backbase generates revenue through subscriptions, service fees, and usage-based charges.