BharatX logo — Redefining Credit for the Indian Middle Class.

BharatX

Redefining Credit for the Indian Middle Class.

Founded 2021 India Bengaluru, India 18 employees Seed Total: $22.60M Finance, Financial Services +1

General Information

Company Name BharatX
Founded Year 2021
Location India Bengaluru, India
Founders / Decision Makers
Team member
Employees 18
Industries Finance, Financial Services, Fintech
Funding Stage Seed
Social

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About BharatX

BharatX is a VC Backed early-stage FinTech startup that aims to revolutionize access to credit for the Indian middle class. With a mission to empower approximately 110 million households with an annual income of more than 5 lakh, the company is addressing the lack of formal credit access. BharatX plans to accomplish this by introducing Credit-as-a-Feature on consumer-facing apps, leveraging their access to data to innovate products that remove barriers and lower costs simultaneously, ultimately transforming the way credit is extended to the Indian middle class. Founded in 2019 and based in India, BharatX secured a significant $4.50M Seed Round investment on May 12, 2022, with participation from notable investors including Soma Capital, Y Combinator, Team Ignite Ventures, Java Capital, Ankur Aggarwal, Vikas Choudhury, Varun Alagh, 8i Ventures, Arash Ferdowsi, and Harshil Mathur. This investment marks an important milestone for BharatX's mission to redefine credit access in India.

Taxonomy: FinTech, Consumer Lending, B2B2C, Credit Access, Data Innovation, Middle Class Empowerment, Technology, Startup, VC Backed, Indian Market, Formal Credit, Consumer Apps, Income Bracket, Data-driven Innovation

Funding Rounds & Investors (3)

View All
Funding Stage Amount Investors Lead Investors Date
Seed Round $4.50M 10
Soma Capital, Y Combinator +8
12 May 2022
Pre Seed Round INR18.10M -
14 Dec 2021
Pre Seed Round Undisclosed -
02 Feb 2021

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FAQ About BharatX

Redefining Credit for the Indian Middle Class.
BharatX was founded in 2021.
BharatX is headquartered in Bengaluru, India.
BharatX operates in Finance, Financial Services and Fintech. Its work centres on FinTech, Consumer Lending, B2B2C and Credit Access.
BharatX has approximately 18 employees.
BharatX has completed 3 funding rounds, raising a total of $22.60M. The latest funding stage is Seed.
Top alternatives and competitors to BharatX include MAKSPay Fintech, Koyo, B Generous, Theorem, Perpay Inc.. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
BharatX and MAKSPay Fintech are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for BharatX, https://bouncewatch.com/company/bharatx, updated 30 December 2024. When citing, please name BounceWatch and link this page.

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