London, United Kingdom
Big Data Scoring, founded in 2013 and headquartered in the United Kingdom, delivers a specialized cloud-based credit decision engine tailored for banks, telecoms, and consumer lenders. The company's slogan, "Big Data Scoring improves credit quality and acceptance rates through custom scoring models using internal and external data," encapsulates its core value proposition.
Leveraging over 30 years of experience in credit scoring solutions, Big Data Scoring develops and deploys custom scoring models. These models integrate a lender’s internal data with external sources like location, web searches, and behavioral metrics to predict borrower payment behavior accurately. This enhances underwriting precision, facilitating more loans, optimized credit management, and enhanced fraud prevention, with real-time decisions eliminating human errors.
The company received a €1.30M Seed Round investment in December 2018 from Terranova. Big Data Scoring serves a diverse clientele, including major banks, payday lenders, microfinance entities, and telecoms, positioning itself firmly within the intersection of finance and technology.
