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Bits logo — Bits - Credit Cards and More

Bits

Bits - Credit Cards and More

Founded 2018 United Kingdom London, United Kingdom 51 employees Seed Total: $230.00K Fintech, Internet +2

General Information

Company Name Bits
Founded Year 2018
Location United Kingdom London, United Kingdom
Founders / Decision Makers
Team member
Employees 51
Industries Fintech, Internet, Mobile +1
Funding Stage Seed
Business Model B2C, SaaS
Revenue Model Subscription, Tiered Pricing, Transaction Fee
Social

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About Bits

Bits, founded in 2018, is a promising player in the fintech sector, focusing on helping users build credit. Operating from its headquarters in the United Kingdom, this startup leverages the convergence of internet, mobile, and payments industries to offer innovative credit-building solutions.

A Y Combinator backed initiative, Bits showcases a strong potential for growth within the competitive fintech landscape. The company last secured a $125.00K Seed Round investment on 25 August 2020, with Y Combinator being a key investor, underscoring the startup's credibility and traction in the market.

Bits’ slogan, "Bits - Build Credit", effectively encapsulates its mission, emphasizing its commitment to providing accessible and efficient solutions for credit development. Its strategic position within the United Kingdom potentially opens the door to expansive user acquisition and retention opportunities across Europe.

Business keywords: Credit building, Digital store card, Credit scoring, Consumer finance, Y Combinator, Payment technology

Services & Products

Bits Credit Card
Bits Store Card
Bits Subscription
AI Chat Support

Target Customers

First-time Credit Card Users Individuals Building Credit Young Adults Seeking Financial Management Tools

Funding Rounds & Investors (2)

View All
Funding Stage Amount Investors Lead Investors Date
Seed $130.00K 1
Y Combinator
Y Combinator
01 Sep 2020
Seed £100.00K 1
Crowdcube
Crowdcube
01 Oct 2018

Bits Alternatives & Competitors

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Bits vs
Kudos
Kudos United States

Kudos is an AI powered smart wallet that helps you earn more and spend less

Series A
29 employees
AI, Internet
Compare Bits vs Kudos
Bits vs
Perpay Inc.
Perpay Inc. United States

We’re on a mission to build inclusive financial solutions that expand economic access.

107 employees
Finance, Financial Services
Bits vs
Happy Money
Happy Money United States

You only get happier from here.

Growth
389 employees
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FAQ About Bits

Bits - Credit Cards and More
Bits was founded in 2018.
Bits is headquartered in London, United Kingdom.
Bits operates in Fintech, Internet, Mobile and Payments. Its work centres on Credit building, Digital store card, Credit scoring and Consumer finance. Its customers include First-time Credit Card Users, Individuals Building Credit and Young Adults Seeking Financial Management Tools.
Bits has a B2C and SaaS business model. Its revenue comes from Subscription, Tiered Pricing and Transaction Fee.
Bits has approximately 51 employees.
Bits has completed 2 funding rounds, raising a total of $230.00K. The latest funding stage is Seed.
Bits offers: Bits Credit Card, Bits Store Card, Bits Subscription, AI Chat Support.
Top alternatives and competitors to Bits include Kudos, Perpay Inc., Happy Money, Plata Card, Fintonic. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Bits and Kudos are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Bits, https://bouncewatch.com/company/bits-2, updated 26 September 2026. When citing, please name BounceWatch and link this page.

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