Skip to content
Sectors How it works Pricing Client stories

Insights

Companies Live signals Events Markets Trends Company lists
Log in
Platform Signal Tracker API Radar Book a 7-day Readout
Perpay Inc. logo — We’re on a mission to build inclusive financial solutions th...

Perpay Inc.

We’re on a mission to build inclusive financial solutions that expand economic access.

Founded 2016 United States Philadelphia, United States 107 employees Total: $2.50M Finance, Financial Services +2

General Information

Company Name Perpay Inc.
Founded Year 2016
Location United States Philadelphia, United States
Founders / Decision Makers
Team member
Employees 107
Industries Finance, Financial Services, Fintech +1
Business Model B2C, Marketplace, Embedded Finance
Revenue Model Transaction Fee, Product Sales, Service Fee
Social

BounceWatch is an independent company data service, not affiliated with Perpay Inc.. To contact Perpay Inc., visit perpay.com.

Is this your company?

Confirm with your work e-mail, get the Verified badge and keep this profile correct yourself. Search engines and AI assistants read it every day.

Get Verified

How does Perpay Inc. compare?

A PDF of Perpay Inc. and up to 10 competitors you pick: team, funding, traffic and every dated move of the last 90 days. Each company is re-checked on the day you order, so it is current.

See a sample report

This takes a few seconds: we look beyond our own index too.

Meeting Perpay Inc. soon?

A one-page PDF brief: what it does, key facts, the last 90 days of dated moves and questions worth asking. Re-checked on the day you order. See a sample

About Perpay Inc.

Perpay Inc. is a Philadelphia-based fintech startup founded in 2016 that's carving out a niche in the Finance and Financial Services sectors by developing inclusive financial solutions aimed at expanding economic access. Their mission is to empower individuals to improve their financial future through simple, user-friendly products.

The company is particularly notable for its innovative offerings such as the Perpay Marketplace, which merges interest-free payments with modern e-commerce to encourage healthy financial behaviors. Their Perpay+ and Perpay Credit Card further foster credit building and accessibility, removing traditional barriers to financial services.

Impressively, the company has facilitated $500 million in spending power for its members, contributing to an average credit score increase of 32 points within the first three months. First Round Capital and JP Morgan back Perpay, signaling strong confidence from established investors, despite the last documented raise being a $2.00M Angel investment.

Business keywords: Inclusive Financial Solutions, Financial Products Development, Credit Score Improvement, FinTech, E-commerce Integration, Interest-free Payments, Credit Monitoring, B Corp, Consumer Lending, Credit Building, Direct Deposit Payments, World Mastercard Access, Economic Stability, Mission-driven Culture, Investment-backed Growth

Services & Products

Credit Building through Payroll
Perpay Marketplace
Perpay Credit Card
Automatic Payment Services

Target Customers

Consumers with Credit Score Below 620 Employees at Various Companies Individuals Seeking Credit Improvement Budget-Conscious Shoppers

Funding Rounds & Investors (2)

View All
Funding Stage Amount Investors Lead Investors Date
Angel $2.00M -
01 Jun 2015
Seed $500.00K -
01 Aug 2014

Perpay Inc. Alternatives & Competitors

View All Alternatives
Perpay Inc. vs
Creditspring
Creditspring United Kingdom

Award-winning financial membership. Join the lending revolution.

Equity Crowdfunding
125 employees
Finance, Financial Services
Compare Perpay Inc. vs Creditspring
Perpay Inc. vs
Ophelos
Ophelos United Kingdom

Part of Intrum.

Seed
58 employees
Financial Services, Fintech
Perpay Inc. vs
Wollit
Wollit United Kingdom

The Financial Inclusion Platform for Britain. On a mission to help 1M+ people access fair credit by...

Seed
6 employees
Finance, Financial Services
Also compare with: Perpay Inc. vs Credit Karma Credit Karma View all alternatives

FAQ About Perpay Inc.

We’re on a mission to build inclusive financial solutions that expand economic access.
Perpay Inc. was founded in 2016.
Perpay Inc. is headquartered in Philadelphia, United States.
Perpay Inc. operates in Finance, Financial Services, Fintech and Payments. Its work centres on Inclusive Financial Solutions, Financial Products Development, Credit Score Improvement and FinTech. Its customers include Consumers with Credit Score Below 620, Employees at Various Companies and Individuals Seeking Credit Improvement.
Perpay Inc. has a B2C, Marketplace and Embedded Finance business model. Its revenue comes from Transaction Fee, Product Sales and Service Fee.
Perpay Inc. has approximately 107 employees.
Perpay Inc. has completed 2 funding rounds, raising a total of $2.50M.
Perpay Inc. offers: Credit Building through Payroll, Perpay Marketplace, Perpay Credit Card, Automatic Payment Services.
Top alternatives and competitors to Perpay Inc. include Creditspring, Ophelos, Wollit, TotallyMoney, Fintonic. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Perpay Inc. and Creditspring are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Perpay Inc., https://bouncewatch.com/company/perpay-inc, updated 10 April 2026. When citing, please name BounceWatch and link this page.

Analytics cookies (ours + Google). Cookie Policy

Talk to an analyst Book a 7-day Readout