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Capital on Tap logo — The credit card built for small businesses.

Capital on Tap

The credit card built for small businesses.

Founded 2012 United Kingdom London, United Kingdom 1135 employees Debt Financing Total: $1.79B Finance, Financial Services +2

General Information

Company Name Capital on Tap
Founded Year 2012
Location United Kingdom London, United Kingdom
Employees 1135
Industries Finance, Financial Services, Fintech +1
Funding Stage Debt Financing
Social

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About Capital on Tap

Capital on Tap is an all-in-one small business credit card and spend management platform that simplifies business funding and spending, saving time and money. Launched in 2012, the company has spent over 10 years focusing on the needs of small business owners and has been recognized by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. With more than 200,000 small business customers having spent over £10 billion on their Capital on Tap Business Credit Cards, the platform offers an efficient 2-minute application process, with the majority of applicants receiving instant credit decisions. Offering significant benefits to both UK and US customers, including up to £250,000 and $50,000 credit limits, respectively, and unlimited 1% cashback. The latest £250.00M Debt Financing investment in July 2023 further strengthens the company's position in the Finance, Financial Services, and Fintech industries, with its headquarters located in the United Kingdom.

Business keywords: Small business credit card, Business funding, Spend management platform, Financial services, Credit decisions, Cashback rewards, Fast-growing business, Europe market, US market, Financial technology, Small business financing, Expense management, Small business support, Customer-focused

Funding Rounds & Investors (8)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing £350.00M -
30 Apr 2024
Debt Financing £250.00M -
31 Jul 2023
Debt Financing £100.00M 1
Atalaya Capital Management
18 Oct 2022
Debt Financing £200.00M 2
Triple Point Ventures, JP Morgan
24 Aug 2022
Private Equity Round $200.00M 2
HSBC, Värde Partners
12 Apr 2022
Private Equity Round £450.00M 3
HSBC, Atalaya Capital Management +1
01 Nov 2021
Debt Financing $100.00M 1
Atalaya Capital Management
02 Aug 2021
Debt Financing £140.00M 4
Citibank, Pollen Street Capital +2
15 Aug 2018

Capital on Tap Alternatives & Competitors

View All Alternatives
Capital on Tap vs
Monet Capital
Monet Capital United States

Help us change the game for small business financing. Fast business funding made simple.

34 employees
Finance, Financial Services
Capital on Tap vs
MaxRewards
MaxRewards United States

Extraordinary benefits from everyday spend

Seed
15 employees
Applications, Finance
Capital on Tap vs

Digital financial services and technology company

Debt Financing
579 employees
Financial Services, Mobile

FAQ About Capital on Tap

The credit card built for small businesses.
Capital on Tap was founded in 2012.
Capital on Tap is headquartered in London, United Kingdom.
Capital on Tap operates in Finance, Financial Services, Fintech and Payments. Its work centres on Small business credit card, Business funding, Spend management platform and Financial services.
Capital on Tap has approximately 1135 employees.
Capital on Tap has completed 8 funding rounds, raising a total of $1.79B. The latest funding stage is Debt Financing.
Top alternatives and competitors to Capital on Tap include Monet Capital , MaxRewards, Plata Card, Keep, Finom. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Capital on Tap and Monet Capital are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Capital on Tap, https://bouncewatch.com/company/capital-on-tap, updated 25 September 2026. When citing, please name BounceWatch and link this page.

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