Clay logo — Launch and Fund Your Lending Program with Clay's Brandable C...

Clay

Launch and Fund Your Lending Program with Clay's Brandable Credit™ Platform

Founded 2023 United Kingdom London, United Kingdom 7 employees Series D Total: $115.00M

General Information

Company Name Clay
Founded Year 2023
Location United Kingdom London, United Kingdom +2
Employees 7
Funding Stage Series D
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

In The News Sep 10, 2026

Featured on Thenextweb: Clay raises $115m at a $7.1bn valuation, more than double its 2025 price

Recently Funded Sep 10, 2026

Raised $115M in Series D round.

In The News Aug 19, 2026

Featured on Sifted: Startups are clamping down on internal AI slop: ‘You’re losing so much’

About Clay

Clay is positioning itself as a pivotal player in the fintech landscape by enabling tech-enabled businesses to launch bespoke lending programs. Launched in 2023, this United Kingdom-based startup offers an innovative solution with its Brandable Credit™ Platform, allowing businesses to offer seamless lending experiences under their own brands. Through a comprehensive platform and API, Clay provides a full lending stack, streamlining the process from origination to servicing without redirecting users to third-party sites.

The company's recent traction includes a Seed Round investment on January 24, 2024, led by Pepper Advantage, highlighting investor confidence in Clay's potential to revolutionize fintech lending solutions. As it supports tech-first businesses in launching lending programs with minimal coding, Clay is strategically positioned to capture a growing market interested in customized financial services.

Taxonomy: LendTech, Debt-as-a-Service, Brandable Credit, Lending Platform, API Integration, Debt Capital, Loan Servicing, Tech-Enabled Lending, Fintech Solutions, SaaS Originator, Consumer Credit, Lending Technology

Services & Products

Brandable Credit Platform
Debt Capital Access
Loan Servicing APIs
Credit Intelligence Monitoring
Underwriting Models
Compliance Management
Portfolio Performance Reporting

Target Customers

Lending Originators Fintech Startups Banks Financial Institutions Developers Building Lending Solutions

Funding Rounds & Investors (2)

View All
Funding Stage Amount Investors Lead Investors Date
Series D •••••• 11
Investor Investor Investor Investor Investor
•••• ••••
10 Sep 2026
Seed Round •••••• 1
Investor
24 Jan 2024

Clay Alternatives & Competitors

View All Alternatives
Clay vs
AltScore
AltScore Mexico

AltScore's Rails of Lending allow any company to embed and deploy credit products in weeks.

Seed
35 employees
Financial Services, Fintech
Clay vs
Alleviate
Alleviate United States

We believe in a debt-free future for everyone, and we’re building that future every day.

172 employees
Finance, Financial Services
Clay vs

Commercial Loan Experts. Let us find your Loan.

5 employees
Finance, Financial Services

FAQ About Clay

Launch and Fund Your Lending Program with Clay's Brandable Credit™ Platform
Clay was founded in 2023.
Clay is headquartered in London, United Kingdom.
Clay has approximately 7 employees.
Clay has completed 2 funding rounds, raising a total of $115.00M. The latest funding stage is Series D.
Clay offers: Brandable Credit Platform, Debt Capital Access, Loan Servicing APIs, Credit Intelligence Monitoring, Underwriting Models, Compliance Management, Portfolio Performance Reporting.
Top alternatives and competitors to Clay include AltScore, Alleviate, Capital Pro Partners, Above Lending, Fundingverse.com. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Clay and AltScore are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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