Dave

Dave is a financial services company based in Los Angeles, United States, that caters to individuals in need of cash advances, consumers seeking early paycheck access, and users lacking traditional credit history. The company focuses on delivering financial health improvement tools and solutions through its fintech and banking services.

Founded in 2016, Dave offers services such as ExtraCash Service, Checking Account, and Goals Account. The company targets individuals needing cash advances and provides fee-free banking and overdraft protection. Operating on a B2C and freemium business model, Dave generates revenue through subscription, freemium, and usage-based models. By providing member-centric products like credit building and budgeting tools, Dave aims to level the financial playing field for its users.