Chime vs Dave

Chime logo

Chime

We unite everyday people to unlock their financial progress

2510 employees · est. 2012 · San Francisco, United States

VS
Dave logo

Dave

We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better

665 employees · est. 2016 · Los Angeles, United States

Chime is the older company (2012 vs 2016); Chime is the larger of the two.

Side-by-Side Comparison

Chime Dave
Founded
2012 older 2016
Headquarters
San Francisco, United States Los Angeles, United States
Employees
2510 larger 665
Industry
Financial Services, Fintech, Banking Financial Services, Fintech, Banking
Funding Stage
IPO IPO
Total Funding
$3.26B $451.30M
Funding Rounds
13 9
Services
Online Checking Accounts, High-Yield Savings Accounts, Chime Visa Debit and Credit Cards, SpotMe Overdraft Service, Chime Prime and Plus Memberships, Cash Management and Transfers, MyPay Line of Credit, Credit Building Tools, Investment, Stock & ETF Trading ExtraCash Service, Checking Account, Goals Account
Target Customers
Individuals Seeking Financial Inclusion, Young Adults & Millennials, People with Limited or No Credit History, Members Seeking High Returns on Savings, Individuals Looking for Fee-Free Banking, Users Seeking Early Direct Deposit Access Individuals needing cash advances, Consumers seeking early paycheck access, People looking to avoid credit checks, Users lacking traditional credit history
Taxonomy
Mobile BankingFinancial EmpowermentMember-centric DesignOverdraft ProtectionEarly Direct DepositCredit Building +8 Overdraft ProtectionFee-free BankingCredit BuildingSide Hustle OpportunitiesFinancial Health ImprovementBudgeting Tools +6
Website
chime.com dave.com
Chime logo

About Chime

Chime is a financial technology company based in San Francisco, United States, providing accessible financial services to a diverse clientele. The company focuses on offering user-friendly banking solutions tailored for individuals seeking financial inclusion, young adults, and those with limited or...

Dave logo

About Dave

Dave is a financial services company based in Los Angeles, United States, that caters to individuals in need of cash advances, consumers seeking early paycheck access, and users lacking traditional credit history. The company focuses on delivering financial health improvement tools and solutions thr...

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Frequently Asked Questions

Chime was founded in 2012, based in San Francisco, United States, with 2,510 employees. Chime is a financial technology company based in San Francisco, United States, providing accessible financial services to a diverse clientele. The company focuses on offering user-friendly banking sol. Dave was founded in 2016, based in Los Angeles, United States, with 665 employees. Dave is a financial services company based in Los Angeles, United States, that caters to individuals in need of cash advances, consumers seeking early paycheck access, and users lacking traditional cr.
Chime has raised $3.26B and Dave $451.30M. Latest stage: Chime IPO, Dave IPO.
Both work in Financial Services, Fintech and Banking and list overdraft protection and credit building among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Chime on 30 Oct 2026, and Dave on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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