Chime vs Dave
Chime
We unite everyday people to unlock their financial progress
2510 employees · est. 2012 · San Francisco, United States
Dave
We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better
665 employees · est. 2016 · Los Angeles, United States
Chime is the older company (2012 vs 2016); Chime is the larger of the two.
Side-by-Side Comparison
| Metric | Chime | Dave |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2016 |
| Headquarters | ||
| Headquarters | San Francisco, United States | Los Angeles, United States |
| Employees | ||
| Employees | 2510 larger | 665 |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Financial Services, Fintech, Banking |
| Funding Stage | ||
| Funding Stage | IPO | IPO |
| Total Funding | ||
| Total Funding | $3.26B | $451.30M |
| Funding Rounds | ||
| Funding Rounds | 13 | 9 |
| Services | ||
| Services | Online Checking Accounts, High-Yield Savings Accounts, Chime Visa Debit and Credit Cards, SpotMe Overdraft Service, Chime Prime and Plus Memberships, Cash Management and Transfers, MyPay Line of Credit, Credit Building Tools, Investment, Stock & ETF Trading | ExtraCash Service, Checking Account, Goals Account |
| Target Customers | ||
| Target Customers | Individuals Seeking Financial Inclusion, Young Adults & Millennials, People with Limited or No Credit History, Members Seeking High Returns on Savings, Individuals Looking for Fee-Free Banking, Users Seeking Early Direct Deposit Access | Individuals needing cash advances, Consumers seeking early paycheck access, People looking to avoid credit checks, Users lacking traditional credit history |
| Taxonomy | ||
| Taxonomy | Mobile BankingFinancial EmpowermentMember-centric DesignOverdraft ProtectionEarly Direct DepositCredit Building +8 | Overdraft ProtectionFee-free BankingCredit BuildingSide Hustle OpportunitiesFinancial Health ImprovementBudgeting Tools +6 |
| Website | ||
| Website | chime.com | dave.com |
About Chime
Chime is a financial technology company based in San Francisco, United States, providing accessible financial services to a diverse clientele. The company focuses on offering user-friendly banking solutions tailored for individuals seeking financial inclusion, young adults, and those with limited or...
About Dave
Dave is a financial services company based in Los Angeles, United States, that caters to individuals in need of cash advances, consumers seeking early paycheck access, and users lacking traditional credit history. The company focuses on delivering financial health improvement tools and solutions thr...
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Compiled from the BounceWatch company index. We last looked at Chime on 30 Oct 2026, and Dave on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.