Chime
We unite everyday people to unlock their financial progress.
2482 employees · est. 2012 · San Francisco, United States
Dave
We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better.
623 employees · est. 2016 · Los Angeles, United States
Chime is the older company (2012 vs 2016); Chime is the larger of the two.
Side-by-Side Comparison
| Metric | Chime | Dave |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2016 |
| Headquarters | ||
| Headquarters | San Francisco, United States | Los Angeles, United States |
| Employees | ||
| Employees | 2482 larger | 623 |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Financial Services, Fintech, Banking |
| Funding Stage | ||
| Funding Stage | IPO | IPO |
| Total Funding | ||
| Total Funding | $3.26B | $451.30M |
| Funding Rounds | ||
| Funding Rounds | 13 | 9 |
| Services | ||
| Services | Fee-free checking accounts, Cashback reward programs, High APY savings accounts, Early access to paycheck, SpotMe overdraft protection, Credit builder tools, MyPay credit line | ExtraCash advance, Checking accounts, Savings goals functionality, Early direct deposit, Fraud prevention and security |
| Target Customers | ||
| Target Customers | Individuals struggling with bad credit, Users seeking fee-free banking options, Customers preferring early paycheck access, People looking to build or improve credit, Tech-savvy users who prefer mobile banking | Individuals seeking financial management, Customers looking for overdraft protection, Users preferring fee-free banking, Mobile-first banking users, Those interested in savings automation |
| Taxonomy | ||
| Taxonomy | Digital Banking, Personal Finance Management, Member-centric Services, Overdraft Protection, Early Direct Deposit, Credit Building, Financial Literacy, Savings Automation, Transaction Revenue Model, Banking Industry Disruption, Transparent Banking Services, Financial Empowerment, Money Management Tools, Fintech Innovation | Overdraft Protection, Fee-Free Banking, Credit Building, Side Hustle Opportunities, Financial Health Improvement, Mobile Banking, Financial Inclusion, Fintech Innovation, Budgeting Tools, Financial Advice, Peer-to-Peer Financial Solutions, Personal Finance Management, Financial Accessibility, Banking Disruption |
| Website | ||
| Website | chime.com | dave.com |
About Chime
Chime, founded in 2012, is a prominent player in the Financial Services, Fintech, and Banking industries based in the United States. With its compelling slogan, "We unite everyday people to unlock their financial progress," Chime is focused on democratizing access to financial services through user-...
About Dave
Dave, a Fintech startup founded in 2016, is redefining the way consumers interact with financial institutions. With its headquarters located in the United States, the company is focused on dismantling traditional banking practices to better serve everyday individuals. Guided by the mission: "Fighti...
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BounceWatch watches Chime and Dave for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Chime and Dave — by email.
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Compiled from the BounceWatch company index. We last looked at Chime on 22 Jun 2026, and Dave on 22 Jun 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.