Descartes Underwriting (Fintech, Insurance) — Funding, Investors & Signals 2026

Descartes Underwriting

A new generation of insurance that builds resilience against climate, cyber, and emerging risks

Founded 2019 France

France 257 employees Series B Total: $140.50M Fintech, Insurance +1

Descartes Underwriting is a France-based startup established in 2019, aiming to revolutionize the insurance sector by addressing the insurability of risks exacerbated by climate change. With a focus on climate, cyber, and emerging risks, the company's mission is to help businesses and communities enhance their resilience in today's vulnerable world. Descartes collaborates exclusively with brokers to provide corporate and public sector clients with innovative insurance solutions. The company's utilization of cutting-edge technology and data from esteemed research institutions, coupled with a team of over 150 experts, distinguishes them in the global insurance industry. Operating across 60+ countries with 18 offices in Europe, Asia, Oceania, and North America, Descartes possesses a strong global footprint and has already delivered over $10 billion in capacity to its clients. Notably, the company achieved a +56 NPS score in 2024, reflecting recognition for its technical excellence. The Descartes group encompasses Descartes Insurance, a full-stack insurer in several European markets, and Descartes Underwriting, a global MGA supported by top-tier risk carriers. Renowned investors such as Cathay Innovation, Highland Europe, Serena Capital, BlackFin Capital Partners, Alma Mundi Ventures, Euazeo, Seaya Ventures have contributed over $141M in funding, with a $120.00M Series B investment received on 31 January 2022.

Funding Stage	Amount	Investors	Date
Series B	••••••	7	31 Jan 2022
Grant	••••••	1	01 Nov 2021
Series A	••••••	2	10 Sep 2020
Seed Round	••••••	1	06 Feb 2019

Funding Stage

Amount

Investors

Lead Investors

Date

Series B

••••••

31 Jan 2022

Grant

••••••

01 Nov 2021

Series A

••••••

10 Sep 2020

Seed Round

••••••

06 Feb 2019

FAQ About Descartes Underwriting

A new generation of insurance that builds resilience against climate, cyber, and emerging risks

Descartes Underwriting was founded in 2019.

Descartes Underwriting is headquartered in France.

Descartes Underwriting operates in the following industries: Fintech, Insurance, Insurtech.

Descartes Underwriting has approximately 257 employees.

Descartes Underwriting has completed 4 funding rounds, raising a total of $140.50M. The latest funding stage is Series B.

Descartes Underwriting offers: Parametric Insurance, Climate Risk Modelling, Data-driven Insurance, Risk Resilience Solutions, Catastrophe Loss Mitigation.

Top alternatives and competitors to Descartes Underwriting include WRMS Global, Markham, ELEMENT Insurance AG, Glemham Underwriting Limited, Everest. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Descartes Underwriting and WRMS Global are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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