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Atto logo — From the past to the future, with Atto

Atto

From the past to the future, with Atto

Founded 2010 United Kingdom Edinburgh, United Kingdom 35 employees Series A Total: $20.38M Analytics, Finance +4

General Information

Company Name Atto
Founded Year 2010
Location United Kingdom Edinburgh, United Kingdom
Employees 35
Industries Analytics, Finance, Financial Services +3
Funding Stage Series A
Business Model B2B, API, SaaS
Revenue Model Subscription, Usage Based, Service Fee
Social

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About Atto

Atto, with the slogan "From the past to the future, with Atto," is a promising player in the fintech and analytics sectors. Founded in 2010 and headquartered in the United Kingdom, this company offers a cutting-edge solution that leverages real-time transaction data to provide instant insights into the financial behaviors of borrowers.

This capability enhances decision-making, sharpens predictive accuracy, and potentially boosts profitability for financial portfolios. As a key player in the financial services and banking industries, Atto stands out for its data-driven approach to transforming traditional lending processes.

In its recent funding round, Atto secured a substantial €9.00M Series A investment on February 22, 2023, with backing from Ingka Investments. This injection of capital underlines investor confidence in Atto's innovative platform and growth potential. Investors should keep a close watch on Atto as they continue to evolve and disrupt the financial landscape.

Business keywords: Real-time Transaction Data, Predictive Models, Credit Risk Assessment, Financial Insights, Credit Scoring, Portfolio Management, Consumer Financial Behavior, Account Aggregation, Income Verification, Affordability Analysis, Collections Optimization, Data Science Innovation, Financial Decision Support, Lending Solutions

Services & Products

Real-time insights and predictive models
Open banking data integration
Financial verification
Risk decisioning solutions
Affordability and income analysis

Target Customers

Lenders Credit hire organisations Financial institutions SMEs Automotive financing companies

Funding Rounds & Investors (19)

View All
Funding Stage Amount Investors Lead Investors Date
Series A €9.00M 1
Ingka Investments
22 Feb 2023
Convertible Note £2.20M 1
QBN Capital
QBN Capital
20 Jan 2022
Venture Round £1.60M 6
Amadeus Capital Partners Par Equity SixThirty
Amadeus Capital Partners, Par Equity +4
01 May 2019
Venture Round £765.00K 2
Par Equity
Par Equity, Scottish Investment Bank
27 Oct 2017
Venture Round £881.74K 2
Par Equity
Par Equity, Scottish Investment Bank
28 Nov 2016
Non Equity Assistance Undisclosed -
28 Sep 2016
Venture Round £2.34M 4
Par Equity IQ Capital
Par Equity, IQ Capital +2
06 Feb 2015
Venture Round £55.00K 2
Par Equity
Par Equity, Scottish Investment Bank
14 Oct 2014
Venture Round £118.00K 4
Par Equity IQ Capital
Par Equity, IQ Capital +2
14 Oct 2014
Venture Round £168.20K 2
Par Equity
Par Equity, Scottish Investment Bank
29 May 2014

View All 19 Funding Rounds

Atto Alternatives & Competitors

View All Alternatives
Atto vs
Flinks
Flinks Canada

The embedded finance platform for connectivity, intelligence, and payments.

Series B
92 employees
API, Analytics
Compare Atto vs Flinks
Atto vs
AperiData
AperiData United Kingdom

The Real Time Credit Reference Agency

Corporate Round
9 employees
Financial Services, Fintech
Compare Atto vs AperiData
Atto vs
Prestatech
Prestatech Germany

We read the heartbeat of borrowers, so banks can lend and monitor risk with confidence.

33 employees
Fintech, Information Technology
Compare Atto vs Prestatech
View all alternatives

FAQ About Atto

From the past to the future, with Atto
Atto was founded in 2010.
Atto is headquartered in Edinburgh, United Kingdom.
Atto operates in Analytics, Finance, Financial Services, Fintech, Internet and Banking. Its work centres on Real-time Transaction Data, Predictive Models, Credit Risk Assessment and Financial Insights. Its customers include Lenders, Credit hire organisations and Financial institutions.
Atto has a B2B, API and SaaS business model. Its revenue comes from Subscription, Usage Based and Service Fee.
Atto has approximately 35 employees.
Atto has completed 19 funding rounds, raising a total of $20.38M. The latest funding stage is Series A.
Atto offers: Real-time insights and predictive models, Open banking data integration, Financial verification, Risk decisioning solutions, Affordability and income analysis.
Top alternatives and competitors to Atto include Flinks, AperiData, Prestatech, Bavest, Credit Kudos. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Atto and Flinks are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Atto, https://bouncewatch.com/company/directid, updated 26 September 2026. When citing, please name BounceWatch and link this page.

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