Factored logo — Rent-backed financing

Factored

Rent-backed financing

Founded 2023 United Kingdom London, United Kingdom 3 employees Seed Total: $300.00K Financial Services, Fintech +5

General Information

Company Name Factored
Founded Year 2023
Location United Kingdom London, United Kingdom
Employees 3
Industries Financial Services, Fintech, Real Estate +4
Funding Stage Seed
Social

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About Factored

Factored, founded in 2023 and headquartered in the United Kingdom, operates at the intersection of Financial Services, Fintech, Real Estate, and Sustainability. The company’s core offering, encapsulated in its slogan "Rent-backed financing," enables landlords to convert future rental income into immediate capital. This financial mechanism allows property owners to meet current needs, improve living standards, and contribute to Energy Efficiency and Clean Energy goals by reducing property carbon emissions.

Recently, Factored secured a Seed Round investment on 15 October 2024, led by Plug and Play. This infusion of capital positions the company to further integrate its services into the property and Construction sectors, which are ripe for innovation in sustainable practices. As a promising player in these interconnected industries, Factored offers an intriguing opportunity for investors seeking exposure to advancements in sustainable finance and real estate technology.

Taxonomy: rent-backed financing, real estate finance, landlord capital access, rental income monetization, tenant living standards, carbon emissions reduction, energy performance, sustainable property solutions, real estate investment, landlord support, property enhancement, real estate sustainability

Services & Products

Advance based on rental income
Funding for property improvements
Upfront cash for future rental income
Non-debt based financing solutions

Target Customers

Landlords with rental properties Owners of energy inefficient properties Landlords facing traditional financing challenges HMO owners Owners of short leasehold properties

Funding Rounds & Investors (5)

View All
Funding Stage Amount Investors Lead Investors Date
Seed Round Undisclosed 1
Plug and Play
15 Oct 2024
Non Equity Assistance Undisclosed 1
EIT Climate-KIC
20 Sep 2023
Non Equity Assistance Undisclosed 1
Creative Destruction Lab (CDL)
07 Sep 2023
Pre Seed Round £300.00K 2
SFC Capital, Josh Hart
05 Apr 2023
Non Equity Assistance Undisclosed -
19 Jan 2023

Factored Alternatives & Competitors

View All Alternatives
Factored vs
Visio Lending
Visio Lending United States

Fast. Simple. Dependable. Rental loans for single-family properties. Great thinking!

Debt Financing
138 employees
Finance, Fintech
Factored vs

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Factored vs

Kiracılarınızı ve mülklerinizi takip etmenin en kolay yolu!

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FAQ About Factored

Rent-backed financing
Factored was founded in 2023.
Factored is headquartered in London, United Kingdom.
Factored operates in Financial Services, Fintech, Real Estate, Sustainability, Clean Energy, Energy Efficiency and Construction. Its work centres on rent-backed financing, real estate finance, landlord capital access and rental income monetization. Its customers include Landlords with rental properties, Owners of energy inefficient properties and Landlords facing traditional financing challenges.
Factored has approximately 3 employees.
Factored has completed 5 funding rounds, raising a total of $300.00K. The latest funding stage is Seed.
Factored offers: Advance based on rental income, Funding for property improvements, Upfront cash for future rental income, Non-debt based financing solutions.
Top alternatives and competitors to Factored include Visio Lending, Soletair Power, Mülk Takibi, Baselane, Finance of America Commercial. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Factored and Visio Lending are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Factored, https://bouncewatch.com/company/factored-1, updated 16 February 2026. When citing, please name BounceWatch and link this page.

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