FBTO, established in 1956, is a long-standing player in the Dutch insurance market, with an ethos rooted in cooperation. Originally founded by four farmers in Friesland, FBTO is now a well-recognized name in the healthcare, insurtech, and car insurance industries. It operates under the umbrella of Achmea, the largest insurance group in The Netherlands, providing robust backing and reach to a wide customer base.
Headquartered in Friesland, the spirit of its founding is still evident. With over 400 employees, FBTO prioritizes offering digital-first, intuitive insurance solutions to its 850,000+ customers. The company promotes a distinctly Dutch mentality of pragmatism and optimism, aligning with self-aware, enterprising individuals who embrace life's opportunities.
Though FBTO has not disclosed any recent investments, its substantial customer base and affiliation with Achmea position it well within its core industries. This strategic backing allows it to continue innovating and serving the insurance needs of the broader Dutch population.