The Netherlands
FBTO, founded in 1956 and headquartered in The Netherlands, is a pioneering player in the Insurtech domain, offering a range of insurance products spanning Health Care, Health insurance, and Car insurance. Originating as Friese Boeren en Tuinders Onderlinge, the company has evolved to serve over 700,000 clients, emphasizing simplicity and direct engagement, evident as the first Dutch "direct writer."
The company stands out with its customizable insurance solutions, enabling clients to select and modify their coverage needs via user-friendly modules—giving insurance a tailored, cost-effective twist. FBTO further distinguishes itself through its platform Onderling.nl, launched in 2011, allowing clients to engage in insurance-related discussions, potentially influencing claims decisions and policy amendments.
Recognized for its engaging social media approach, FBTO clinched the Social Media Service Award in 2015, underlining its commitment to harnessing customer insights for improved service delivery. Despite no recent investment activity, FBTO's innovative edge positions it as a compelling investment opportunity in the tech-driven insurance landscape.
