Finclude (fka. Verge.Capital) logo — Transforming Consumer Credit based on transactional behavior

Finclude (fka. Verge.Capital)

Transforming Consumer Credit based on transactional behavior

Founded 2018 Ireland Ireland 6 employees Grant Total: $1.10M Finance, Financial Services +2

General Information

Company Name Finclude (fka. Verge.Capital)
Founded Year 2018
Location Ireland Ireland
Employees 6
Industries Finance, Financial Services, Fintech +1
Funding Stage Grant
Social

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About Finclude (fka. Verge.Capital)

Finclude is a Fintech startup based in Ireland, founded in 2018. The company’s slogan, "Transforming Consumer Credit based on transactional behavior," encapsulates its mission to redefine credit scoring in Europe. Utilizing transactional data, Finclude offers a pan-European credit scoring system, catering to consumers without a traditional credit history. The company aims to address the financial inclusivity gap for over 200 million people in Europe who are underserved by conventional credit systems. Finclude’s services include innovative creditworthiness assessment using machine learning models, regulatory compliance as a licensed Account Information Service Provider under PSD2, comprehensive consumer insights, and digital onboarding acceleration through its API suite. Its last investment of €5.00K Grant was received on 31 May 2023 from REACH. The company's dedication to revolutionizing credit assessments and contributing to a more inclusive financial ecosystem in Europe makes it an intriguing prospect for venture capitalists looking to invest in the evolving Fintech landscape.

Business keywords: EU citizens, institutions, credit access, retail credit markets, credit assessment, credit scoring, financial behavior, privacy-focused platform, real-time insights, automated platforms, holistic approach, secure, financial institutions

Funding Rounds & Investors (15)

View All
Funding Stage Amount Investors Lead Investors Date
Grant €5.00K 1
REACH
31 May 2023
Non Equity Assistance Undisclosed 1
Ashurst
09 May 2022
Non Equity Assistance Undisclosed 1
InvestHorizon
25 May 2021
Grant €60.00K 1
Horizon 2020
07 May 2021
Grant €11.00K 1
Horizon 2020
01 Feb 2021
Grant €5.00K 1
European Data Incubator
29 Jul 2020
Grant €40.00K 1
Envolve Entrepreneurship
20 Jul 2020
Grant $150.00K 2
Queen City Fintech, IBM
03 Nov 2019
Angel Round €500.00K 3
New York Angels, Chris Evdaimon +1
02 Jul 2019
Grant €4.00K 1
Anatolia College
25 Jun 2019

View All 15 Funding Rounds

Finclude (fka. Verge.Capital) Alternatives & Competitors

View All Alternatives
Finclude (fka. Verge.Capital) vs
goscore
goscore Norway

Fair cross-border credit scoring. Banks get +21% responsible borrowers and reduce default rate -49%...

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Finclude (fka. Verge.Capital) vs
Optasia
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Finclude (fka. Verge.Capital) vs
Atto
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FAQ About Finclude (fka. Verge.Capital)

Transforming Consumer Credit based on transactional behavior
Finclude (fka. Verge.Capital) was founded in 2018.
Finclude (fka. Verge.Capital) is headquartered in Ireland.
Finclude (fka. Verge.Capital) operates in Finance, Financial Services, Fintech and Lending and Investments. Its work centres on EU citizens, institutions, credit access and retail credit markets.
Finclude (fka. Verge.Capital) has approximately 6 employees.
Finclude (fka. Verge.Capital) has completed 15 funding rounds, raising a total of $1.10M. The latest funding stage is Grant.
Top alternatives and competitors to Finclude (fka. Verge.Capital) include goscore, Optasia, Atto, Prosper Technologies, Credit Engine, Inc.. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Finclude (fka. Verge.Capital) and goscore are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Finclude (fka. Verge.Capital), https://bouncewatch.com/company/finclude, updated 24 October 2024. When citing, please name BounceWatch and link this page.

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