Form3 logo — Form3 is building the Financial Fabric behind modern money m...

Form3

Form3 is building the Financial Fabric behind modern money movement.

Founded 2016 United Kingdom London, United Kingdom 249 employees Series C Total: $300.30M Financial Services, Fintech +2

General Information

Company Name Form3
Founded Year 2016
Location United Kingdom London, United Kingdom
Employees 249
Industries Financial Services, Fintech, Payments +1
Funding Stage Series C
Business Model B2B, SaaS, API
Revenue Model Service Fee, Usage Based, Subscription
Hiring 3 roles posted in the month to 20 Oct 2026

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Homepage Update

Significant changes detected on company website (92.3% content change).

Event Participation Oct 15, 2026

Form3 is proud to sponsor and attend the American Bankers Association’s Annual Convention in Salt Lake City, running from October 25–27.

Program Acceptance Oct 14, 2026

Form3 has joined the United Nations Global Compact, marking an important step in their ongoing sustainability journey and commitment to operating responsibly.

Actively Hiring Sep 30, 2026

Hiring for 3 positions in the last 30 days.

Product Launch Sep 25, 2026

Form3 has launched its new AI Agentic Payments Infrastructure, a product designed for modern money movement.

AI Insight

Bounce Watch AI
3 days ago

Form3 has strategically advanced its core offering with the recent launch of its AI Agentic Payments Infrastructure, signaling a major leap into intelligent, next-generation financial solutions. This significant product development is reinforced by a substantial website overhaul and prominent participation at Sibos Miami, demonstrating a clear intent to lead the market in AI-powered payment fabric. These dynamic changes position Form3 for enhanced enterprise market penetration and technological leadership.

Signal Types
Product Launch Website Update Event Participation
Strategic Labels
AI Integration Market Positioning Enterprise Innovation
Next Move: Expansion
·
Impact: 9/10
·
Ideal For: Growth-stage Fintech VCs focused on AI Payments Infrastructure

About Form3

Form3, founded in 2016 and headquartered in the United Kingdom, is emerging as a pivotal player in the Financial Services and Fintech sectors. With the slogan, "We design, build and run the technology that powers the future of payments," Form3 develops a fully managed, cloud-native payment technology platform offered as-a-service for financial institutions.

The company is revolutionizing traditional banking infrastructure, presenting a model that eschews heavy localized customization for an agile, API-first approach. This enables financial institutions to manage high volumes of payments efficiently, with reduced operational costs, and the flexibility to dynamically scale without the typical infrastructure burdens.

Form3 boasts collaborations with both traditional and digital banks such as Lloyds Banking Group, Ebury, and N26. Its recent debt financing investment, dated 01 October 2025, includes backing from Nationwide, highlighting investor confidence in its platform's potential and market positioning.

Business keywords: Payment Technology, Cloud Native Platform, Payments Infrastructure as a Service, API-First Platform, Cloud-Based Payment Processing, Financial Institution Services, Real-Time Payments, Payment Schemes Access, Managed Payment Services, Digital Transformation, Embedded Financial Services, Fintech Partnerships, Banking Infrastructure, Payments as a Service, API's

Services & Products

Form3 Enterprise Edition
Payment Scheme Simulators
Form3 Trust Fabric
Single API Integration

Target Customers

Financial Institutions Banks Payment Providers European Small Businesses

Funding Rounds & Investors (10)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing Undisclosed 1
Nationwide
01 Oct 2025
Series C $60.00M 7
83North, Barclays +5
01 Sep 2024
Late VC Undisclosed 1
Visa
01 Sep 2023
Debt Financing $23.00M 1
Goldman Sachs
01 Nov 2022
Support Program $160.00M 7
83North, Barclays +5
01 Sep 2021
Round Undisclosed -
01 Dec 2020
Series C $33.00M 4
83North, Molten Ventures +2
01 Aug 2020
Grant $6.30M 1
Banking Competition Remedies
01 Jun 2019
Series B $13.00M 3
Barclays, Molten Ventures +1
01 Nov 2018
Series A $5.00M 2
Barclays, ACF Investors
01 Jul 2017

Form3 Alternatives & Competitors

View All Alternatives
Form3 vs
Yapily
Yapily United Kingdom

Programmable payments and financial insights built on open banking

Series B
146 employees
Fintech, Banking
Form3 vs

Shaping the future of payments.

Venture round
69 employees
Financial Services, Fintech
Form3 vs
Paymentology
Paymentology United Kingdom

The leading next-gen global issuer-processor. For business at any scale.

Series A
417 employees
Fintech, Payments

FAQ About Form3

Form3 is building the Financial Fabric behind modern money movement.
Form3 was founded in 2016.
Form3 is headquartered in London, United Kingdom.
Form3 operates in Financial Services, Fintech, Payments and Banking. Its work centres on Payment Technology, Cloud Native Platform, Payments Infrastructure as a Service and API-First Platform. Its customers include Financial Institutions, Banks and Payment Providers.
Form3 has a B2B, SaaS and API business model. Its revenue comes from Service Fee, Usage Based and Subscription.
Form3 has approximately 249 employees.
Form3 has completed 10 funding rounds, raising a total of $300.30M. The latest funding stage is Series C.
Form3 offers: Form3 Enterprise Edition, Payment Scheme Simulators, Form3 Trust Fabric, Single API Integration.
Top alternatives and competitors to Form3 include Yapily, Payconiq International, Paymentology, Mambu Payments (formerly Numeral), Galileo Financial Technologies. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Form3 and Yapily are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Form3, https://bouncewatch.com/company/form3, updated 20 October 2026. When citing, please name BounceWatch and link this page.

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