Form3 logo — We design, build and run the technology that powers the futu...

Form3

We design, build and run the technology that powers the future of payments.

Founded 2016 United Kingdom London, United Kingdom 229 employees Series C Total: $300.30M Financial Services, Fintech +2

General Information

Company Name Form3
Founded Year 2016
Location United Kingdom London, United Kingdom +1
Employees 229
Industries Financial Services, Fintech, Payments +1
Funding Stage Series C

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AI Insight

Bounce Watch AI
2 months ago

Form3 is reinforcing its position as a leader in real-time payments through a prominent speaker role at Nacha Remote Connect 2026, showcasing ongoing innovation in instant payment solutions. This thought leadership, coupled with recent significant funding rounds, indicates a strategic focus on platform development and market adoption rather than immediate aggressive team scaling, as evidenced by limited current hiring.

Signal Types
Thought Leadership Hiring
Strategic Labels
Market Leadership Fintech Innovation Strategic Growth
Next Move: Product Development
·
Impact: 7/10
·
Ideal For: Growth Equity & Strategic Fintech Investors

About Form3

Form3, founded in 2016 and headquartered in the United Kingdom, is emerging as a pivotal player in the Financial Services and Fintech sectors. With the slogan, "We design, build and run the technology that powers the future of payments," Form3 develops a fully managed, cloud-native payment technology platform offered as-a-service for financial institutions.

The company is revolutionizing traditional banking infrastructure, presenting a model that eschews heavy localized customization for an agile, API-first approach. This enables financial institutions to manage high volumes of payments efficiently, with reduced operational costs, and the flexibility to dynamically scale without the typical infrastructure burdens.

Form3 boasts collaborations with both traditional and digital banks such as Lloyds Banking Group, Ebury, and N26. Its recent debt financing investment, dated 01 October 2025, includes backing from Nationwide, highlighting investor confidence in its platform's potential and market positioning.

Taxonomy: Payment Technology, Cloud Native Platform, Payments Infrastructure as a Service, API-First Platform, Cloud-Based Payment Processing, Financial Institution Services, Real-Time Payments, Payment Schemes Access, Managed Payment Services, Digital Transformation, Embedded Financial Services, Fintech Partnerships, Banking Infrastructure, Payments as a Service, API's

Services & Products

Form3 Enterprise Edition
Payment Scheme Simulators
Form3 Trust Fabric
Single API Integration

Target Customers

Financial Institutions Banks Payment Providers European Small Businesses

Funding Rounds & Investors (10)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing •••••• 1
Investor
01 Oct 2025
Series C •••••• 7
Investor Investor Investor Investor Investor Investor Investor
01 Sep 2024
Late Vc •••••• 1
Investor
01 Sep 2023
Debt Financing •••••• 1
Investor
01 Nov 2022
Support Program •••••• 7
Investor Investor Investor Investor Investor Investor Investor
01 Sep 2021

View All 10 Funding Rounds

Form3 Alternatives & Competitors

View All Alternatives
Form3 vs
Token.io
Token.io United Kingdom

The leading Pay by Bank infrastructure for banks, payment companies and platforms in the UK and Euro...

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Form3 vs

Payment technology for fintechs and banks

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37 employees
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Form3 vs

A Mastercard company transforming Europe with open banking products that simply work.

Series Unknown
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FAQ About Form3

We design, build and run the technology that powers the future of payments.
Form3 was founded in 2016.
Form3 is headquartered in London, United Kingdom.
Form3 operates in the following industries: Financial Services, Fintech, Payments, Banking.
Form3 has approximately 229 employees.
Form3 has completed 10 funding rounds, raising a total of $300.30M. The latest funding stage is Series C.
Form3 offers: Form3 Enterprise Edition, Payment Scheme Simulators, Form3 Trust Fabric, Single API Integration.
Top alternatives and competitors to Form3 include Token.io, Mambu Payments (formerly Numeral), Aiia, a Mastercard Company, PayNways, Cranium Ventures. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Form3 and Token.io are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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