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Haraka logo — Haraka issues stablecoin-based microloans based on social re...

Haraka

Haraka issues stablecoin-based microloans based on social reputation.

Founded 2024 United States Brooklyn, United States 4 employees Pre-Seed Total: $100.00K Finance, Financial Services

General Information

Company Name Haraka
Founded Year 2024
Location United States Brooklyn, United States
Employees 4
Industries Finance, Financial Services
Funding Stage Pre-Seed
Business Model B2C, B2B, Embedded Finance
Revenue Model Commission, Service Fee, Usage Based
Offices as of Aug 2026
Brooklyn, United States
Social

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About Haraka

Haraka, founded in 2024, is a pioneering entity in the intersection of blockchain and finance, focusing on microloans backed by social reputation. Their slogan, "Haraka issues stablecoin-based microloans based on social reputation," succinctly captures their innovative approach to merging technology with community-driven finance.

By operating as a blockchain-based community credit protocol, Haraka addresses a pressing need in the financial services industry. The company uniquely connects real-world asset investors with entrepreneurs globally, offering capital in local stablecoins. This method not only provides crucial financial access but does so by drawing heavily on the concept of social reputation as a collateral substitute.

The company received a recent $100.00K Pre Seed Round investment on 20 June 2024, backed by investors like Outlier Ventures, Celo, and Defactor, signaling strong early confidence in its model and potential growth.

Business keywords: community credit protocol, social reputation, microloans, stablecoin, real-world asset investors, tokenized private credit markets, entrepreneurs, loan underwriting, local stablecoins, capital expansion, decentralized finance, financial inclusion, peer-to-peer lending, creditworthiness evaluation

Services & Products

Borderless Financial Services
Personalized Financial Solutions
Access to Low Interest Funding
Alternative Data Utilization

Target Customers

Individuals Entrepreneurs Businesses Communities in Developing Regions

Funding Rounds & Investors (1)

View All
Funding Stage Amount Investors Lead Investors Date
Pre Seed Round $100.00K 3
Outlier Ventures, Celo +1
20 Jun 2024

Haraka Alternatives & Competitors

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Haraka vs
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FAQ About Haraka

Haraka issues stablecoin-based microloans based on social reputation.
Haraka was founded in 2024.
Haraka is headquartered in Brooklyn, United States.
Haraka operates in Finance and Financial Services. Its work centres on community credit protocol, social reputation, microloans and stablecoin. Its customers include Individuals, Entrepreneurs and Businesses.
Haraka has a B2C, B2B and Embedded Finance business model. Its revenue comes from Commission, Service Fee and Usage Based.
Haraka has approximately 4 employees.
Haraka has completed 1 funding round, raising a total of $100.00K. The latest funding stage is Pre-Seed.
Haraka offers: Borderless Financial Services, Personalized Financial Solutions, Access to Low Interest Funding, Alternative Data Utilization.
Top alternatives and competitors to Haraka include SWIC, Metrics Credit Partners, CBank, Kaleidofin Private Limited, Karus Inc.. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Haraka and SWIC are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Haraka, https://bouncewatch.com/company/haraka, updated 20 August 2026. When citing, please name BounceWatch and link this page.

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