Inbank is a financial technology company based in Tallinn, Estonia, that connects merchants, consumers, and financial institutions through its embedded finance platform. It partners with over 6,000 merchants and has more than 872,000 active contracts, while collecting deposits across Europe.
Founded in 2010, Inbank offers services including personal loans, auto loans, leasing services, savings accounts, and digital banking. Catering to individual consumers, retail customers, auto buyers, e-commerce shoppers, and small business owners, Inbank operates under a business model centered on embedded finance, B2B2C interactions, and platform services. The company generates revenue through service fees, leasing or rental agreements, and transaction fees. Its bonds are listed on the Nasdaq Tallinn Stock Exchange.