Gurgaon, India
Indifi, established in 2015, is headquartered in India and operates at the intersection of Finance, Financial Services, and Lending and Investments. The company’s mission, as encapsulated in their slogan "OUR LOAN. YOUR GROWTH.", is to empower small businesses that typically struggle with accessing capital due to traditional lending barriers.
By leveraging a proprietary technology platform, Indifi collects and analyzes data from multiple sources to assess the creditworthiness of potential borrowers. This data-driven approach allows them to identify businesses that, despite lacking a financial trail or collateral, show significant growth potential and reduced risk. Subsequently, Indifi presents vetted applications to multiple lenders, enhancing the probability of loan approval for small businesses while offering lenders diversified opportunities.
The company’s innovative methodology not only streamlines the lending process by cutting down paperwork and costs but also fosters growth for entrepreneurs. Most recently, in a Series E investment round on 13 June 2023, Indifi secured an injection of INR2.88B from notable investors including ICICI Venture, British International Investment, Flourish Ventures, Omidyar Network India, CX Partners, and OP Finnfund Global Impact Fund I.
