ITCARD is a Polish company specializing in payment services, card solutions, and ATM provisions. It serves businesses and consumers primarily from its headquarters in Warszawa, Poland, while also operating in the Czech Republic.
Founded in 2008, ITCARD initially focused on ATM transaction processing, later expanding to include POS terminal management, card issuance, and mobile payment applications. The company offers payment processing outsourcing services, including 3D Secure ACS and other financial technologies, to banks and financial institutions. Operating under a B2B, Embedded Finance, and Platform business model, ITCARD's revenue is driven by transaction fees, service fees, and usage-based charges. Its main customers include digital advertisers, marketing agencies, e-commerce platforms, and media companies.