January logo — Bringing humanity to consumer finance

January

Bringing humanity to consumer finance

Founded 2016 United States New York, United States 146 employees Series B Total: $28.00M Finance, Financial Services +3

General Information

Company Name January
Founded Year 2016
Location United States New York, United States
Employees 146
Industries Finance, Financial Services, Fintech +2
Funding Stage Series B
Business Model B2B, SaaS, B2B2C
Revenue Model Performance Based, Subscription, Usage Based
Social

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About January

January, founded in 2016, is an innovative startup based in the United States that aims to revolutionize the consumer finance sector by "bringing humanity to consumer finance." Specializing in the Finance, Financial Services, Fintech, Lending and Investments, and Platforms industries, January leverages data-driven solutions to empower financial institutions with efficient collection processes. This approach offers borrowers compassionate avenues to restore financial dignity and reach financial independence.

The company recently secured a $12.00M Series B investment on 01 December 2023, with participation from investors like Third Prime, Brewer Lane Ventures, Shrug Capital, IA Ventures, Reciprocal Ventures, and Upper90. January's robust backing from these well-regarded firms underscores its potential to make a lasting impact in the fintech landscape, particularly in fostering borrower-centric financial solutions.

Taxonomy: consumer finance, data-driven products, financial stability, collections modernization, borrower assistance, credit recovery, compliance risk management, financial empowerment, creditor solutions, financial dignity, trust building, default management

Services & Products

AI-driven Debt Recovery
Compliance Management
Consumer-Facing Interactions
Dynamic Pricing Solutions
Secure Repayment Options

Target Customers

Top Lenders Credit Unions Debt Buyers Consumers with Overdue Balances

Funding Rounds & Investors (3)

View All
Funding Stage Amount Investors Lead Investors Date
Series B $12.00M 6
Third Prime, Brewer Lane Ventures +4
01 Dec 2023
Early VC $10.00M 5
Brewer Lane Ventures, IA Ventures +3
01 Mar 2022
Seed $6.00M 3
IA Ventures, Tribe Capital +1
01 Feb 2018

January Alternatives & Competitors

View All Alternatives
January vs

Flow is transforming unsecured consumer finance in Asia through ethical, AI-enabled collection strat...

Debt Financing
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January vs
Karus Inc.
Karus Inc. United States

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January vs

Credit Healthy Toh Credit Wealthy

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FAQ About January

Bringing humanity to consumer finance
January was founded in 2016.
January is headquartered in New York, United States.
January operates in Finance, Financial Services, Fintech, Lending and Investments and Platforms. Its work centres on consumer finance, data-driven products, financial stability and collections modernization. Its customers include Top Lenders, Credit Unions and Debt Buyers.
January has a B2B, SaaS and B2B2C business model. Its revenue comes from Performance Based, Subscription and Usage Based.
January has approximately 146 employees.
January has completed 3 funding rounds, raising a total of $28.00M. The latest funding stage is Series B.
January offers: AI-driven Debt Recovery, Compliance Management, Consumer-Facing Interactions, Dynamic Pricing Solutions, Secure Repayment Options.
Top alternatives and competitors to January include FLOW- Ethical Credit Management , Karus Inc., CreditMantri, Akiba Digital, Finexos. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
January and FLOW- Ethical Credit Management are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for January, https://bouncewatch.com/company/january, updated 30 April 2026. When citing, please name BounceWatch and link this page.

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