Kin

Built for your home — and everything that comes with it.

Founded 2016

Chicago, United States 757 employees Series D Total: $1.01B Fintech, Insurance

General Information

Company Name Kin

Founded Year 2016

Location

Chicago, United States

Employees 757

Industries Fintech, Insurance

Funding Stage Series D

Business Model D2C, E Commerce, B2C

Revenue Model Subscription, Service Fee, Usage Based

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United States Market

Market Signals All Companies

Fintech

Industry Signals All Companies in United States

Kin Alternatives

All Signals Trend Reports

Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Actively Hiring Oct 29, 2026

Hiring for 18 positions in the last 30 days.

New Partnership Oct 23, 2026

Kin became the first U.S. insurance company to enable WebMCP, allowing AI agents to work directly with kin.com for quotes.

Growth Metrics Oct 11, 2026

Kin contacted 17,200 customers to help prepare for Hurricane Isaias and conducted wellness checks for over 27,000 customers.

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AI Insight

Bounce Watch AI

6 days ago

Kin is strategically enhancing its technological capabilities by integrating WebMCP to enable AI-powered customer interactions and quotes, marking a significant step in digital efficiency for the insurance sector. This innovation, combined with proactive customer engagement through large-scale disaster preparedness outreach, underscores its dual focus on tech-driven solutions and robust service delivery, particularly in climate-vulnerable regions. The ongoing hiring efforts further signal continued operational scaling and market expansion.

Signal Types

Product Development Partnership Traction Hiring

Strategic Labels

AI Integration Digital Transformation Customer Engagement

Next Move: Expansion

Impact: 8/10

Ideal For: Insurtech VCs — Growth Stage

About Kin

Kin, founded in 2016, is an innovative player in the Fintech and Insurance sectors, with its headquarters in the United States. Positioned as "Built for your home — and everything that comes with it," the company is reshaping the home insurance industry by directly addressing the changing climate risks that its members face. By leveraging data to offer customizable coverage and efficient technology for direct purchasing, Kin is committed to enhancing customer experience while lowering costs.

The company has attracted significant investor interest, boasting backing from high-profile investors like QED Investors, Activate Capital, August Capital, Commerce Ventures, Hudson Structured Capital Management, Avanta Ventures, Geodesic, and Flourish. As of its last funding round on 01 April 2026, Kin has secured a substantial $335 million in debt financing, underscoring investor confidence in its growth trajectory and mission-driven approach.

Business keywords: Home Insurance, InsureTech, Digital Insurance, Direct-to-Consumer, Claims Service, Customizable Coverage, Climate Risk Management, Data-Driven Underwriting, Mobile Insurance, Flood Insurance, Condo Insurance, Technology Platform, Property Data Utilization, Cost-Efficiency, Seamless User Experience

Services & Products

home insurance

auto insurance

mortgage services

home equity loans

insurance bundles

Target Customers

homeowners landlords condo owners mobile home owners car owners property investors

Funding Rounds & Investors (14)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Debt Financing	$335.00M	-		01 Apr 2026
Debt Financing	$50.00M	2	Activate Capital, QED Investors	01 Sep 2025
Debt Financing	$300.00M	-		01 Feb 2025
Series D	$15.00M	1	Activate Capital	01 Feb 2024
Series D	$33.00M	5	QED Investors, Alpha Edison +3	01 Sep 2023
Series D	$15.00M	2	QED Investors, Geodesic Capital	01 Mar 2023
Debt Financing	$12.00M	1	QED Investors	01 Dec 2022
Series D	$82.00M	10	August Capital, Commerce Ventures +8	01 Mar 2022
Series C	$69.20M	4	Flourish Ventures, Hudson Structured Capital Management +2	01 Jun 2021
Series B	$35.00M	7	August Capital, Commerce Ventures +5	01 Aug 2020

View All 14 Funding Rounds

Latest News

View All

Kin Insurance Earns "Excellent" 4.9/5 Trustpilot Rating with 6,000+ Reviews

Prnewswire.com Sep 17, 2025

Exclusive: DTC home insurer raises $50M at a $2B valuation

Axios.com Sep 08, 2025

Kin Insurance raises $50 million Series E round at $2 billion valuation

Theinsurer.com Sep 08, 2025

Kin Insurance reaches $2 billion valuation amid expansion plans

Bizjournals.com Sep 08, 2025

Do Kin Insurance ratings indicate a strong carrier?

Insurancebusinessmag.com Sep 05, 2025

Reciprocals managed by Kin publish second quarter results

Coverager.com Aug 25, 2025

Kin Alternatives & Competitors

View All Alternatives

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Kin vs

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Compare Kin vs Youse Seguros

Kin vs

Getsafe Germany

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FAQ About Kin

Built for your home — and everything that comes with it.

Kin was founded in 2016.

Kin is headquartered in Chicago, United States.

Kin operates in Fintech and Insurance. Its work centres on Home Insurance, InsureTech, Digital Insurance and Direct-to-Consumer. Its customers include homeowners, landlords and condo owners.

Kin has a D2C, E Commerce and B2C business model. Its revenue comes from Subscription, Service Fee and Usage Based.

Kin has approximately 757 employees.

Kin has completed 14 funding rounds, raising a total of $1.01B. The latest funding stage is Series D.

Kin offers: home insurance, auto insurance, mortgage services, home equity loans, insurance bundles.

Top alternatives and competitors to Kin include InstaBrain, Inc, Youse Seguros, Getsafe, Alteos, Foxquilt. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Kin and InstaBrain, Inc are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Kin, https://bouncewatch.com/company/kin-insurance, updated 31 October 2026. When citing, please name BounceWatch and link this page.

Kin

General Information

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AI Insight

About Kin

Services & Products

Target Customers

Funding Rounds & Investors (14)

Latest News

Kin Alternatives & Competitors

FAQ About Kin