Kin logo — Built for your home — and everything that comes with it.

Kin

Built for your home — and everything that comes with it.

Founded 2016 United States Chicago, United States 715 employees Series D Total: $1.01B Fintech, Insurance

General Information

Company Name Kin
Founded Year 2016
Location United States Chicago, United States
Employees 715
Industries Fintech, Insurance
Funding Stage Series D
Business Model D2C, E Commerce, B2C
Revenue Model Subscription, Service Fee, Usage Based
Social

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AI Insight

Bounce Watch AI
2 months ago

Kin has secured substantial debt financing totaling over $685 million across three rounds in 2025 and 2026, following several Series D extensions. This massive capital injection, coupled with an aggressive hiring drive for 79 new positions in July 2026, signals a robust and accelerated growth trajectory. The company is actively scaling its operations and underwriting capacity, indicative of significant market expansion or product development efforts in the InsureTech space.

Signal Types
Funding Hiring
Strategic Labels
Growth Capital Team Expansion InsureTech Scaling
Next Move: Expansion
·
Impact: 9/10
·
Ideal For: Growth Equity / Venture Debt — InsureTech

About Kin

Kin, founded in 2016, is an innovative player in the Fintech and Insurance sectors, with its headquarters in the United States. Positioned as "Built for your home — and everything that comes with it," the company is reshaping the home insurance industry by directly addressing the changing climate risks that its members face. By leveraging data to offer customizable coverage and efficient technology for direct purchasing, Kin is committed to enhancing customer experience while lowering costs.

The company has attracted significant investor interest, boasting backing from high-profile investors like QED Investors, Activate Capital, August Capital, Commerce Ventures, Hudson Structured Capital Management, Avanta Ventures, Geodesic, and Flourish. As of its last funding round on 01 April 2026, Kin has secured a substantial $335 million in debt financing, underscoring investor confidence in its growth trajectory and mission-driven approach.

Business keywords: Home Insurance, InsureTech, Digital Insurance, Direct-to-Consumer, Claims Service, Customizable Coverage, Climate Risk Management, Data-Driven Underwriting, Mobile Insurance, Flood Insurance, Condo Insurance, Technology Platform, Property Data Utilization, Cost-Efficiency, Seamless User Experience

Services & Products

home insurance
auto insurance
mortgage services
home equity loans
insurance bundles

Target Customers

homeowners landlords condo owners mobile home owners car owners property investors

Funding Rounds & Investors (14)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing $335.00M -
01 Apr 2026
Debt Financing $50.00M 2
Activate Capital, QED Investors
01 Sep 2025
Debt Financing $300.00M -
01 Feb 2025
Series D $15.00M 1
Activate Capital
01 Feb 2024
Series D $33.00M 5
QED Investors, Alpha Edison +3
01 Sep 2023
Series D $15.00M 2
QED Investors, Geodesic Capital
01 Mar 2023
Debt Financing $12.00M 1
QED Investors
01 Dec 2022
Series D $82.00M 10
August Capital, Commerce Ventures +8
01 Mar 2022
Series C $69.20M 4
Flourish Ventures, Hudson Structured Capital Management +2
01 Jun 2021
Series B $35.00M 7
August Capital, Commerce Ventures +5
01 Aug 2020

View All 14 Funding Rounds

Kin Alternatives & Competitors

View All Alternatives
Kin vs
Lemonade
Lemonade United States

Digital insurance built on social impact – for your stuff, home, family, pet, and car.

IPO
1471 employees
Fintech, Insurance
Kin vs
Momento
Momento Mexico

Olvida todo lo que sabes de seguros.

Seed
69 employees
Fintech, Insurance
Kin vs
InstaBrain, Inc
InstaBrain, Inc United States

Combining industry knowledge and data driven solutions to provide a custom life insurance sales expe...

2 employees
Financial Services, Fintech

FAQ About Kin

Built for your home — and everything that comes with it.
Kin was founded in 2016.
Kin is headquartered in Chicago, United States.
Kin operates in Fintech and Insurance. Its work centres on Home Insurance, InsureTech, Digital Insurance and Direct-to-Consumer. Its customers include homeowners, landlords and condo owners.
Kin has a D2C, E Commerce and B2C business model. Its revenue comes from Subscription, Service Fee and Usage Based.
Kin has approximately 715 employees.
Kin has completed 14 funding rounds, raising a total of $1.01B. The latest funding stage is Series D.
Kin offers: home insurance, auto insurance, mortgage services, home equity loans, insurance bundles.
Top alternatives and competitors to Kin include Lemonade, Momento, InstaBrain, Inc, Youse Seguros, Getsafe. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Kin and Lemonade are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Kin, https://bouncewatch.com/company/kin-insurance, updated 27 July 2026. When citing, please name BounceWatch and link this page.

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