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Lender & Spender logo — Provider of consumer loans that are directly financed by pri...

Lender & Spender

Provider of consumer loans that are directly financed by private individuals without the intervention of a bank

Founded 2016 The Netherlands The Netherlands 37 employees Acquired Total: $20.00M Financial Services, Fintech

General Information

Company Name Lender & Spender
Founded Year 2016
Location The Netherlands The Netherlands
Employees 37
Industries Financial Services, Fintech
Funding Stage Acquired
Business Model P2P, Platform, Marketplace
Revenue Model Marketplace Fee, Transaction Fee, Commission
Social

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About Lender & Spender

Lender & Spender is a crowdlending platform that provides consumer loans directly financed by private individuals and businesses, operating without a bank's involvement. The company is headquartered in Amsterdam, The Netherlands.

Founded in 2016, Lender & Spender offers services such as personal loans, loan refinancing, and investment opportunities for individuals and companies. It caters to individuals seeking personal loans, investors interested in reliable returns, and consumers who wish to refinance existing loans. The company operates on a P2P, platform, and marketplace business model, generating revenue through marketplace fees, transaction fees, and commissions.

Business keywords: crowdlending platform, consumer loans, peer-to-peer lending, private individual financing, business financing, loan efficiency, cost reduction, investor returns, alternative financing, direct lending, loan transparency, financial innovation

Services & Products

Personal loans
Loan refinancing
Investment opportunities for individuals and companies
Online loan applications

Target Customers

Individuals seeking personal loans Investors looking for reliable returns Consumers wanting to refinance existing loans

Funding Rounds & Investors (2)

View All
Funding Stage Amount Investors Lead Investors Date
Acquisition Undisclosed 1
Auxmoney
01 Aug 2023
Debt Financing €20.00M 1
Varengold Bank
Varengold Bank
01 Feb 2020

Lender & Spender Alternatives & Competitors

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Lender & Spender vs
Athena Home Loans
Athena Home Loans Australia

The Game-Changing Goddess of Good Stuff. Athena is helping Aussies pay off their home loan faster....

142 employees
Financial Services, Fintech
Lender & Spender vs
Lendable
Lendable United Kingdom

Building the world's best technology to help people get credit and save money.

Growth
685 employees
Financial Services, Fintech
Lender & Spender vs
Selina Finance | Certified B Corp™
Selina Finance | Certified B Corp™ United Kingdom

Offering UK homeowners a new way to finance the lifestyle they deserve, sooner.

Debt Financing
109 employees
Financial Services, Fintech
View all alternatives

FAQ About Lender & Spender

Provider of consumer loans that are directly financed by private individuals without the intervention of a bank
Lender & Spender was founded in 2016.
Lender & Spender is headquartered in The Netherlands.
Lender & Spender operates in Financial Services and Fintech. Its work centres on crowdlending platform, consumer loans, peer-to-peer lending and private individual financing. Its customers include Individuals seeking personal loans, Investors looking for reliable returns and Consumers wanting to refinance existing loans.
Lender & Spender has a P2P, Platform and Marketplace business model. Its revenue comes from Marketplace Fee, Transaction Fee and Commission.
Lender & Spender has approximately 37 employees.
Lender & Spender has completed 2 funding rounds, raising a total of $20.00M. The latest funding stage is Acquired.
Lender & Spender offers: Personal loans, Loan refinancing, Investment opportunities for individuals and companies, Online loan applications.
Top alternatives and competitors to Lender & Spender include Athena Home Loans, Lendable, Selina Finance | Certified B Corp™, Akseleran, CG24. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Lender & Spender and Athena Home Loans are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Lender & Spender, https://bouncewatch.com/company/lender-spender-1, updated 4 October 2026. When citing, please name BounceWatch and link this page.

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