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Luko logo — Luko is a transparent, AI-powered startup offering home and...

Luko

Luko is a transparent, AI-powered startup offering home and e-scooter insurance, with a giveback model.

Founded 2016 France France 2-10 employees Consumer Electronics, Consumer Goods +4

General Information

Company Name Luko
Founded Year 2016
Location France France
Employees 2-10
Industries Consumer Electronics, Consumer Goods, Hardware +3
Social

BounceWatch is an independent company data service, not affiliated with Luko. To contact Luko, visit getluko.com.

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About Luko

Luko is a France-based insurtech startup that is positioning itself as a game-changer in the insurance sector. The company's slogan, "Luko is a transparent, AI-powered startup offering home and e-scooter insurance, with a giveback model," encapsulates its core offerings and distinguishing features. Luko is focused on simplifying and modernizing the insurance experience, utilizing AI and hardware tools to provide seamless home protection solutions and a completely digital insurance experience. One of the standout characteristics of Luko is its commitment to transparency and affordability. The company promises swift insurance coverage in just two minutes, reimbursement in two hours, and damages repair in two days. In addition, Luko's rates and policies are transparent and, on average, 20% less expensive than those of established rivals. Furthermore, Luko has integrated a giveback model into its business ethos, charging a flat fee and donating any leftover funds from claims to charitable organizations chosen by customers. Founded in 2016, Luko operates in the Consumer Electronics, Consumer Goods, Hardware, Information Technology, and Insurance industries. While details about its last investment and investors are not currently available, Luko's innovative approach, commitment to transparency, and social responsibility make it a compelling player in the insurance and insurtech space.

Business keywords: Insurtech, AI-powered, Home insurance, E-scooter insurance, Digital experience, Tech-driven, Startup, Disruptive, Customer-centric, Social good, Giveback model, Quick claims, Affordable rates, Hardware tools

No funding data available for Luko yet.

Latest News

View All
Allianz Direct set to buy Accel-backed Luko for €5m — Sifted
Allianz Direct set to buy Accel-backed Luko for €5m
Sifted Nov 23, 2025
From Mistral’s monster rounds to Luko’s downfall: What happened in French tech in 2023? — Sifted
From Mistral’s monster rounds to Luko’s downfall: What happened in French tech in 2023?
Sifted Nov 23, 2025
Paris-based Payflows raises €25 million Series A to build the command centre for finance teams — Eu-startups
Paris-based Payflows raises €25 million Series A to build the command centre for finance teams
Eu-startups Apr 22, 2024
Payflows secures €25m from Balderton Capital to revolutionise finance team operations — Fintech.global
Payflows secures €25m from Balderton Capital to revolutionise finance team operations
Fintech.global Apr 22, 2024
Payflows lève 25 millions d'euros pour son logiciel de gestion à destination des équipes financières — Usine-digitale.fr
Payflows lève 25 millions d'euros pour son logiciel de gestion à destination des équipes financières
Usine-digitale.fr Apr 22, 2024
UK Fintech Onfido in talks to be acquired — with first backer set to make 320x return — Sifted
UK Fintech Onfido in talks to be acquired — with first backer set to make 320x return
Sifted Feb 07, 2024

Luko Alternatives & Competitors

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Luko vs
Policy Expert
Policy Expert United Kingdom

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Luko vs
Tuio
Tuio Spain

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Youse Seguros
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FAQ About Luko

Luko is a transparent, AI-powered startup offering home and e-scooter insurance, with a giveback model.
Luko was founded in 2016.
Luko is headquartered in France.
Luko operates in Consumer Electronics, Consumer Goods, Hardware, Information Technology, Insurance and Insurtech. Its work centres on Insurtech, AI-powered, Home insurance and E-scooter insurance.
Luko has approximately 2-10 employees.
Top alternatives and competitors to Luko include Policy Expert, Tuio, Youse Seguros, Alana by Plasmatic Technologies, Mutumutu.cz. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Luko and Policy Expert are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Luko, https://bouncewatch.com/company/luko, updated 10 October 2024. When citing, please name BounceWatch and link this page.

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