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Lumi logo — With us, you're not a loan.

Lumi

With us, you're not a loan.

Founded 2018 Australia Australia 125 employees Series C Total: $84.50M B2B, Financial Services +1

General Information

Company Name Lumi
Founded Year 2018
Location Australia Australia
Employees 125
Industries B2B, Financial Services, Fintech
Funding Stage Series C
Social

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About Lumi

Lumi is a B2B fintech startup, headquartered in Australia, founded in 2018. The company's mission is perfectly encapsulated in their slogan "With us, you're not a loan." Lumi's innovative approach takes the guesswork out of small business funding by offering loans ranging from $5k - $500k with 3 – 36 month terms. Their transparent and straightforward process ensures businesses are equipped with the financial support they need to thrive. The seamless process involves applying online in under 5 minutes, with an outcome provided within 2 hours and funds received on the same business day. The startup recently secured a $15.00M Venture Round investment on 21 July 2023, with notable investors including Perennial Investment Partners, Israel’s Arbel Fund, Stellan Capital, Josh Liberman Investment Group, and Harel Insurance and Financial. Lumi's success lies in its ability to revolutionize small business funding with a clear, efficient, and customer-focused approach, making them a promising contender in the financial services sector.

Business keywords: small business funding, business loans, transparent loans, online application, fast approval, quick funding, easy application process

Funding Rounds & Investors (6)

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Funding Stage Amount Investors Lead Investors Date
Series C $15.00M 6
Perennial Investment Partners, Israel’s Arbel Fund +4
21 Jul 2023
Venture Round $10.00M 2
Perennial Investment Partners, Israel’s Arbel Fund
21 Feb 2022
Venture Round $20.00M 2
Perennial Investment Partners, Josh Liberman Investment Group
10 Dec 2021
Venture Round $8.00M -
20 May 2019
Debt Financing $25.00M 1
Israel’s Arbel Fund
13 Nov 2018
Series A $6.50M 3
Follow [the] Seed, Velpic Limited +1
13 Nov 2018

Lumi Alternatives & Competitors

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Lumi vs

Online bank Yorker offers easy access to commercial loans for SMEs with competitive and transparent...

Seed
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Accelerate your cash flow. 🏆 Named one of the fastest-growing companies in 2025 by Deloitte and The...

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GoSBA Loans
GoSBA Loans United States

GoSBA Loans is a Los Angeles based SBA loan marketplace that significantly streamlines online SBA 7(...

Series A
1 employees
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FAQ About Lumi

With us, you're not a loan.
Lumi was founded in 2018.
Lumi is headquartered in Australia.
Lumi operates in B2B, Financial Services and Fintech. Its work centres on small business funding, business loans, transparent loans and online application.
Lumi has approximately 125 employees.
Lumi has completed 6 funding rounds, raising a total of $84.50M. The latest funding stage is Series C.
Top alternatives and competitors to Lumi include Yorker, FundThrough, GoSBA Loans, Bigstone Finance, VIP Capital Funding. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Lumi and Yorker are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Lumi, https://bouncewatch.com/company/lumi, updated 30 December 2024. When citing, please name BounceWatch and link this page.

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