Lydia

Lydia is the new mobile current account.

Founded 2013 France

France 412 employees Series C Total: $238.10M E-Commerce, Financial Services +2

General Information

Company Name Lydia

Founded Year 2013

Location

France

Employees 412

Industries E-Commerce, Financial Services, Fintech +1

Funding Stage Series C

Business Model B2C, Platform, Freemium

Revenue Model Freemium, Subscription, Transaction Fee

Hiring 2 roles posted in the month to 1 Oct 2026

Social

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How does Lydia compare?

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A one-page PDF brief: what it does, key facts, the last 90 days of dated moves and questions worth asking. Re-checked on the day you order. See a sample

Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Homepage Update

Significant changes detected on company website (65.2% content change).

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AI Insight

Bounce Watch AI

2 weeks ago

Lydia is demonstrating active strategic development with a substantial 65.23% update to its website, indicating a potential product refresh, feature expansion, or rebranding effort. While hiring activity remains modest with only two open positions, this significant digital overhaul suggests a focus on enhancing user experience and solidifying its market position post-Series C funding.

Signal Types

Hiring Product

Strategic Labels

Product Refresh Digital Platform Enhancement Focused Recruitment

Next Move: Product Launch

Impact: 7/10

Ideal For: Fintech VCs – Growth Stage, Digital Banking Investors

About Lydia

Lydia is a mobile current account service based in Paris, France, offering digital banking solutions primarily for individuals seeking simple banking options, financial planning, and international travel conveniences.

Founded in 2013, Lydia provides services such as bank account management, online payment solutions, and an AI financial assistant. The company operates on a B2C platform business model offering a freemium service with revenue streams from subscriptions and transaction fees. The app is designed for users interested in contactless payments, shared accounts, and automated budgeting.

Business keywords: Mobile Payments, Digital Banking, FinTech, Cashless Transactions, Mobile Wallet, Contactless Payment, International Fund Transfers, Shared Accounts, Payment Platform, Instant Money Transfers, Online Payments, Expense Management, Financial App Integration, Secure Transactions

Services & Products

Bank Account Management

Investment Services

AI Financial Assistant

Online Payment Solutions

Automated Budgeting

Target Customers

Individuals seeking simple banking solutions Users interested in financial planning and budgeting Customers preferring digital banking services Frequent international travelers Individuals wanting personalized financial advice

Funding Rounds & Investors (7)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Series C	$100.00M	4	Founders Future, Dragoneer Investment Group +2	08 Dec 2021
Series B	€70.00M	2	Romain Afflelou, AA Sons	17 Dec 2020
Series B	€40.00M	5	Founders Future, XAnge +3	15 Jan 2020
Venture Round	$16.10M	5	XAnge, CNP Assurances +3	15 Feb 2018
Venture Round	$7.80M	3	Oddo & Cie, NewAlpha Asset Management VC +1	29 Sep 2016
Series A	€3.60M	2	XAnge, Belcube	26 Nov 2014
Seed Round	€600.00K	-		16 Sep 2013

Latest News

View All

French fintech Lydia to invest €100m in banking services, aims to reach profitability in 2025

Sifted Nov 23, 2025

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Forklog.com Feb 22, 2022

Bunq adds donations to charities and tests redesign

Techcrunch.com May 29, 2020

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FAQ About Lydia

Lydia is the new mobile current account.

Lydia was founded in 2013.

Lydia is headquartered in France.

Lydia operates in E-Commerce, Financial Services, Fintech and Payments. Its work centres on Mobile Payments, Digital Banking, FinTech and Cashless Transactions. Its customers include Individuals seeking simple banking solutions, Users interested in financial planning and budgeting and Customers preferring digital banking services.

Lydia has a B2C, Platform and Freemium business model. Its revenue comes from Freemium, Subscription and Transaction Fee.

Lydia has approximately 412 employees.

Lydia has completed 7 funding rounds, raising a total of $238.10M. The latest funding stage is Series C.

Lydia offers: Bank Account Management, Investment Services, AI Financial Assistant, Online Payment Solutions, Automated Budgeting.

Top alternatives and competitors to Lydia include iCard, FUPS, Jingle Pay, Monese, AKÖde. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Lydia and iCard are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Lydia, https://bouncewatch.com/company/lydia, updated 1 October 2026. When citing, please name BounceWatch and link this page.

Lydia

General Information

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About Lydia

Services & Products

Target Customers

Funding Rounds & Investors (7)

Latest News

Lydia Alternatives & Competitors

FAQ About Lydia