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Merrick Bank logo — Building stronger financial futures for 25+ years. 
Merrick...

Merrick Bank

Building stronger financial futures for 25+ years. Merrick Bank, the bank that builds.™

Founded 1997 United States South Jordan, United States 504 employees Financial Services, Banking

General Information

Company Name Merrick Bank
Founded Year 1997
Location United States South Jordan, United States
Employees 504
Industries Financial Services, Banking
Business Model B2C, Embedded Finance
Revenue Model Service Fee, Transaction Fee, Usage Based
Social

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About Merrick Bank

Merrick Bank, founded in 1997, has carved a niche in the Financial Services and Banking industry as an FDIC-insured institution with nearly $9 billion in assets. Headquartered in South Jordan, Utah, the company claims a robust presence with five million cardmembers nationwide.

As a subsidiary of CardWorks, Inc., Merrick Bank operates with a primary focus on non-prime lending. The bank is notable for its commitment to providing responsible financial solutions aimed at helping underserved consumers build and strengthen their credit. By harnessing innovative technology and data-driven insights, the bank prioritizes financial wellness and delivers exceptional service.

The company’s slogan, “Building stronger financial futures for 25+ years. Merrick Bank, the bank that builds.™” encapsulates its mission of empowering individuals and communities to overcome financial barriers. Currently, there are no disclosed investor details or recent investment rounds, presenting potential entry opportunities for investors seeking established institutions with a strong market position.

Business keywords: non-prime lending, financial solutions, credit building, credit strengthening, financial wellness, underserved consumers, innovative technology, data-driven insights, compassionate support, FDIC-insured bank, customer empowerment, cardmember services, financial wellness programs, consumer finance

Services & Products

Credit Cards
Deposit Accounts
Recreational Lending
Merchant Services

Target Customers

Individuals with fair to good credit Individuals seeking credit building Businesses needing merchant services Consumers interested in outdoor recreational financing

No funding data available for Merrick Bank yet.

Merrick Bank Alternatives & Competitors

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Merrick Bank vs
Amplifi Capital
Amplifi Capital United Kingdom

Building a fairer financial community.

Debt Financing
147 employees
Finance, Financial Services
Merrick Bank vs
Lendable
Lendable United Kingdom

Building the world's best technology to help people get credit and save money.

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685 employees
Financial Services, Fintech
Merrick Bank vs
River Bank & Trust
River Bank & Trust United States

A trusted partner & friend helping neighbors & businesses in the communities we serve reach their fi...

Grant
249 employees
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FAQ About Merrick Bank

Building stronger financial futures for 25+ years. Merrick Bank, the bank that builds.™
Merrick Bank was founded in 1997.
Merrick Bank is headquartered in South Jordan, United States.
Merrick Bank operates in Financial Services and Banking. Its work centres on non-prime lending, financial solutions, credit building and credit strengthening. Its customers include Individuals with fair to good credit, Individuals seeking credit building and Businesses needing merchant services.
Merrick Bank has a B2C and Embedded Finance business model. Its revenue comes from Service Fee, Transaction Fee and Usage Based.
Merrick Bank has approximately 504 employees.
Merrick Bank offers: Credit Cards, Deposit Accounts, Recreational Lending, Merchant Services.
Top alternatives and competitors to Merrick Bank include Amplifi Capital, Lendable, River Bank & Trust, OneUnited Bank, Watermark Bank. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Merrick Bank and Amplifi Capital are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Merrick Bank, https://bouncewatch.com/company/merrick-bank, updated 1 April 2026. When citing, please name BounceWatch and link this page.

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