Moss

All your company spend, one powerful platform. Experience #TheMossEffect

Founded 2019 Germany

Berlin, Germany 473 employees Series C Total: $209.00M Financial Services, Fintech +1

General Information

Company Name Moss

Founded Year 2019

Location

Berlin, Germany

Employees 473

Industries Financial Services, Fintech, Payments

Funding Stage Series C

Business Model B2B, SaaS, Embedded Finance

Revenue Model Subscription, Transaction Fee, Tiered Pricing

Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Actively Hiring Oct 07, 2026

Hiring for 10 positions in the last 30 days.

Pricing Changed Oct 06, 2026

Moss changed plan terms by removing 'Up to 3 users with unlimited cards' and 'Up to 20 invoices per month'.

Homepage Update Oct 01, 2026

Significant changes detected on company website (56.1% content change).

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AI Insight

Bounce Watch AI

1 week ago

Moss is actively recalibrating its market strategy, indicated by a recent significant pricing model change that removes previous user and invoice limits, likely targeting higher-value customers or simplifying its offering. This strategic shift is complemented by a substantial website update, suggesting a refreshed product positioning, and ongoing hiring efforts. Supported by a recent Series C funding round, these coordinated moves point to a dynamic phase of strategic growth and market expansion.

Signal Types

Business Strategy Product Hiring Funding

Strategic Labels

Market Repositioning SaaS Optimization Strategic Growth

Next Move: Scaling

Impact: 9/10

Ideal For: European Fintech VCs — Growth Stage

About Moss

Moss is a company based in Berlin, Germany, specializing in financial services, fintech, and payments. It offers an all-in-one spend management platform designed for European businesses, finance teams, business leaders, and accounting firms.

Founded in 2019, Moss provides services such as corporate cards, reimbursements, accounts payable, procurement, and advanced accounting. The company operates on a B2B, SaaS, and embedded finance model, generating revenue through subscription, transaction fees, and tiered pricing. Moss integrates with various ERP and HRIS systems, supporting over 5000 businesses across Europe.

Business keywords: Spend Management, Corporate Cards, Invoice Management, Reimbursements, Real-time Budgets, Smart Approvals, Automated Accounting, ERP Integration, HRIS Integration, Finance Automation, Expense Management, Virtual Credit Cards, Receipt Capture, Spend Control

Services & Products

Corporate Cards

Reimbursements

Accounts Payable

Procurement

Advanced Accounting

Target Customers

European Businesses Finance Teams Business Leaders Accounting Firms

Funding Rounds & Investors (7)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Series C	€30.00M	1	Cherry Ventures	01 Aug 2026
Growth Equity VC	Undisclosed	2	Cherry Ventures, Valar Ventures	01 Jun 2024
Debt Financing	€50.00M	1	HSBC Innovation Banking	01 Sep 2023
Series B	€75.00M	5	Cherry Ventures, Global Founders Capital +3	01 Jan 2022
Series A	$29.00M	3	Cherry Ventures, Global Founders Capital +1	01 Aug 2021
Series A	€21.00M	3	Cherry Ventures, Global Founders Capital +1	01 Jan 2021
Seed	€4.00M	2	Cherry Ventures, Global Founders Capital	01 Oct 2019

Latest News

View All

Berlin-based Moss hits unicorn status after closing €30 million Series C to expand its Finance AI suite

Eu-startups Aug 05, 2026

Fintech startup Moss crowned Europe’s newest unicorn with €30m Series C

Sifted Aug 05, 2026

Dutch startup Duna lands €10.7 million to simplify business identity – with backing from Stripe, Ady... — Eu-startups

Dutch startup Duna lands €10.7 million to simplify business identity – with backing from Stripe, Adyen, and Snowflake execs

Eu-startups May 06, 2025

Cherry Ventures introduces executive coaching for newly-backed founders

Tech Mar 04, 2024

Berlin's Moss gathers a €50M debt funding facility from HSBC Innovation Banking UK

Tech Jan 23, 2024

Moss Alternatives & Competitors

View All Alternatives

Moss vs

Pleo Denmark

The spend platform built for the craft of finance | Trusted by 40,000+ European businesses

Post IPO

930 employees

Financial Services, Fintech

Compare Moss vs Pleo

Moss vs

Spendesk France

Liberating every part of your business with smarter, agile spending.

Series C

356 employees

Fintech, Payments

Compare Moss vs Spendesk

Moss vs

Payhawk United Kingdom

AI-native spend management platform that orchestrates bills, cards, expenses, travel, and procuremen...

Series B

482 employees

Financial Services, Fintech

Also compare with:

Yokoy

Pluto View all alternatives

FAQ About Moss

All your company spend, one powerful platform. Experience #TheMossEffect

Moss was founded in 2019.

Moss is headquartered in Berlin, Germany.

Moss operates in Financial Services, Fintech and Payments. Its work centres on Spend Management, Corporate Cards, Invoice Management and Reimbursements. Its customers include European Businesses, Finance Teams and Business Leaders.

Moss has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Subscription, Transaction Fee and Tiered Pricing.

Moss has approximately 473 employees.

Moss has completed 7 funding rounds, raising a total of $209.00M. The latest funding stage is Series C.

Moss offers: Corporate Cards, Reimbursements, Accounts Payable, Procurement, Advanced Accounting.

Top alternatives and competitors to Moss include Pleo, Spendesk, Payhawk, finally, Yokoy. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Moss and Pleo are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Moss, https://bouncewatch.com/company/moss, updated 15 October 2026. When citing, please name BounceWatch and link this page.

Moss

General Information

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Services & Products

Target Customers

Funding Rounds & Investors (7)

Latest News

Moss Alternatives & Competitors

FAQ About Moss