OakNorth is a digital bank headquartered in London, United Kingdom, specializing in bespoke credit and banking services for businesses with turnovers of £1m to £100m in the UK and US. The company is designed for entrepreneurs by entrepreneurs, providing a range of financial solutions to a diverse clientele.
Founded in 2015, OakNorth offers services including Commercial Real Estate (CRE) Lending, Commercial & Industrial (C&I) Lending, and Fund Financing Solutions. It caters to developers, investors, operators, private equity firms, independent sponsors, family offices, and high-growth businesses. The company's business model is B2B, SaaS, and platform-based, generating revenue through service fees, subscriptions, and value-based pricing.