Ohpen is a financial technology provider based in Amsterdam, The Netherlands, offering modern core-banking capabilities for the mortgage, loan, savings, investment, and pension sectors. The company targets financial institutions, retail banks, and providers of pension and investment services, including lenders and advisers.
Founded in 2009, Ohpen provides services such as automating the mortgage lifecycle, launching and scaling savings products, and streamlining consumer lending decisions. The company employs a B2B business model using SaaS and API offerings, generating revenue through subscription, usage-based, and service fee models. Ohpen's services support digital banking experiences and administration, applying AI and intelligent automation to enhance banking practices.