SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industries.
Founded in 2011, SoFi offers a range of services including banking products, diverse loan offerings, investment services, and insurance products. Its customer base includes individual and business banking clients, students refinancing loans, home buyers, and investors. The company operates on a B2C model with platform and embedded finance strategies, generating revenue through service fees, transaction fees, and usage-based charges.