Oscilar powers real-time risk decisioning across fraud, credit, and compliance for financial institutions, risk management teams, compliance officers, underwriting departments, and fraud investigation analysts. It is headquartered in Palo Alto, United States.
Founded in 2021, Oscilar offers an agentic risk platform that provides AI-driven fraud detection, credit and AML decisioning, risk workflow automation, and compliance monitoring. The company's business model is B2B, operating as a SaaS platform. It generates revenue through subscription models, usage-based fees, and tiered pricing structures.