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Ratio logo — BNPL for B2B and SaaS. Win More and Get Up to 100% of the TC...

Ratio

BNPL for B2B and SaaS. Win More and Get Up to 100% of the TCV UpFront. Learn how Companies are increasing ARR by 60%+

Founded 2021 United States San Mateo, United States 37 employees Debt Financing Total: $415.30M Finance, Financial Services +1

General Information

Company Name Ratio
Founded Year 2021
Location United States San Mateo, United States
Employees 37
Industries Finance, Financial Services, Platforms
Funding Stage Debt Financing
Social

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About Ratio

Ratio is a Finance and Financial Services startup, founded in 2021 and headquartered in the United States. The company's slogan, "Innovative BNPL for B2B and SaaS. Win Faster and Get Up to 100% of the TCV UpFront. Increase Sales Velocity NOW!" encapsulates its mission to revolutionize financing, payments, and predictive pricing for SaaS and technology companies. Ratio's core offering comprises two products. Ratio Boost is a fully integrated buy-now-pay-later (BNPL) payment and checkout product for SaaS and recurring revenue companies. It provides customers with unparalleled payment flexibility while ensuring the upfront payment for each customer contract without discount or dilution. On the other hand, Ratio Trade is a non-dilutive upfront capital solution for high-growth SaaS and recurring revenue companies, backed by their portfolio of contracts. It eliminates the need for companies to discount or dilute for growth or working capital, offering access to capital in days, not months. The most recent milestone for Ratio is a $400.00M Debt Financing investment received on 15 September 2022, showcasing investor confidence in the company's vision and potential. This significant capital injection is poised to propel Ratio's growth and solidify its position in reshaping how technology companies fund themselves and how customers purchase technology. Moreover, Ratio's innovative approach has the potential to create a new multi-trillion dollar fixed income asset class, making it an intriguing prospect for investors seeking exposure to this emerging market segment.

Business keywords: FinTech, BNPL, Recurring Revenue, Predictive Pricing, Buy Now Pay Later, Non-dilutive Capital, Venture Capital, Fixed Income, Revenue-based Financing, Procurement Process

Funding Rounds & Investors (3)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing $400.00M -
15 Sep 2022
Venture Round $11.00M 4
Streamlined Ventures Cervin Ventures 8-Bit Capital
Streamlined Ventures, Cervin Ventures +2
15 Sep 2022
Seed Round $4.30M 1
Streamlined Ventures
Streamlined Ventures
28 Oct 2021

Ratio Alternatives & Competitors

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Ratio vs
Drip (YC S22)
Drip (YC S22) Brazil

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Ratio vs
FiNovus Lab (PAYMONTHS)
FiNovus Lab (PAYMONTHS) Korea South

Fast growing B2B Buy Now Pay Later (BNPL) Startup in Korea.

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4 employees
E-Commerce, Finance
Ratio vs
equipifi
equipifi United States

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FAQ About Ratio

BNPL for B2B and SaaS. Win More and Get Up to 100% of the TCV UpFront. Learn how Companies are increasing ARR by 60%+
Ratio was founded in 2021.
Ratio is headquartered in San Mateo, United States.
Ratio operates in Finance, Financial Services and Platforms. Its work centres on FinTech, BNPL, Recurring Revenue and Predictive Pricing.
Ratio has approximately 37 employees.
Ratio has completed 3 funding rounds, raising a total of $415.30M. The latest funding stage is Debt Financing.
Top alternatives and competitors to Ratio include Drip (YC S22), FiNovus Lab (PAYMONTHS), equipifi, PaySlowSlow, Home Credit Indonesia. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Ratio and Drip (YC S22) are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Ratio, https://bouncewatch.com/company/ratio-1, updated 24 October 2024. When citing, please name BounceWatch and link this page.

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