Refyne logo — Pioneer of income streaming for the workforce of India.

Refyne

Pioneer of income streaming for the workforce of India.

Founded 2020 India Bengaluru, India 178 employees Total: $106.10M

General Information

Company Name Refyne
Founded Year 2020
Location India Bengaluru, India
Employees 178
Business Model B2B, SaaS, Embedded Finance
Revenue Model Service Fee, Usage Based, Subscription
Social

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About Refyne

Refyne, established in 2020 and headquartered in India, has emerged as a pioneer of income streaming for the workforce of India. The company partners with organizations to offer Salary On-Demand, allowing employees to access their earned wages in real-time, a service strategically designed to enhance employee financial resilience.

Refyne’s approach supports employers in fostering a productive and stress-free workforce by eliminating the need for workers to resort to high-interest payday loans. The platform's plug-and-play technology is a significant differentiator, making it easier for companies to integrate this service seamlessly into their existing systems.

Recently, Refyne secured a $4.00M Debt Financing investment from Stride Ventures as of 01 June 2025. This financial backing highlights the confidence investors have in Refyne's innovative solution and its potential for growth in India’s rapidly evolving financial landscape. The company positions itself as a leader in the employee-first approach, aiming to expand its influence and network among forward-thinking employers.

Business keywords: Income Streaming, Earned Wage Access, Employee Benefits, Financial Resilience, Payroll Integration, On-Demand Salary Access, Financial Wellness, Attrition Management, Employee Management, Plug and Play Technology, Real-Time Salary Access, Workforce Productivity, Financial Literacy

Services & Products

Financial Wellness Platform
Salary On-Demand Service
MoneyGuru for Financial Literacy
Refyne Privilege Club
360° Financial Wellness Solutions
Financial Tools for Employees

Target Customers

Corporates HR Departments Employees Financially Unsettled Workforce

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing $4.00M 1
Stride Ventures
01 Jun 2025
Early VC $82.00M 6
QED Investors, RTP Global +4
01 Jan 2022
Series A $16.00M 6
QED Investors, RTP Global +4
01 Jun 2021
Seed $4.10M 3
QED Investors, XYZ Capital +1
01 Dec 2020

Refyne Alternatives & Competitors

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Refyne vs
ZayZoon
ZayZoon Canada

Earned wage access and employee engagement for deskless workplaces.

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Refyne vs
NessPay
NessPay France

Salary on demand

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Refyne vs
Salary Hero
Salary Hero Thailand

Financial Health for your employees with Salary Hero

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FAQ About Refyne

Pioneer of income streaming for the workforce of India.
Refyne was founded in 2020.
Refyne is headquartered in Bengaluru, India.
Refyne has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Service Fee, Usage Based and Subscription.
Refyne has approximately 178 employees.
Refyne has completed 4 funding rounds, raising a total of $106.10M.
Refyne offers: Financial Wellness Platform, Salary On-Demand Service, MoneyGuru for Financial Literacy, Refyne Privilege Club, 360° Financial Wellness Solutions, Financial Tools for Employees.
Top alternatives and competitors to Refyne include ZayZoon, NessPay, Salary Hero, Payactiv, WageNow. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Refyne and ZayZoon are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Refyne, https://bouncewatch.com/company/refyne, updated 30 March 2026. When citing, please name BounceWatch and link this page.

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