Payactiv vs Refyne
Refyne
Pioneer of income streaming for the workforce of India
178 employees · est. 2020 · Bengaluru, India
Payactiv is the older company (2012 vs 2020); Payactiv is the larger of the two.
Side-by-Side Comparison
| Metric | Payactiv | Refyne |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2020 |
| Headquarters | ||
| Headquarters | San Jose, United States | Bengaluru, India |
| Employees | ||
| Employees | 368 larger | 178 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Series C | Not tracked yet |
| Total Funding | ||
| Total Funding | $133.70M | $106.10M |
| Funding Rounds | ||
| Funding Rounds | 6 | 4 |
| Services | ||
| Services | On-Demand Pay, Earned Wage Access Framework, Digital Wallet App, Payactiv Visa Card, Financial Counseling, Exclusive Discounts | Financial Wellness Platform, Salary On-Demand Service, MoneyGuru for Financial Literacy, Refyne Privilege Club, 360° Financial Wellness Solutions, Financial Tools for Employees |
| Target Customers | ||
| Target Customers | Employees, Employers, HR Managers, Payroll Managers, Retail Sector | Corporates, HR Departments, Employees, Financially Unsettled Workforce |
| Taxonomy | ||
| Taxonomy | Earned Wage AccessEmployee Financial HealthFinancial WellnessIncome SmoothingHRTechFinTech +9 | Income StreamingEarned Wage AccessEmployee BenefitsFinancial ResiliencePayroll IntegrationOn-Demand Salary Access +7 |
| Website | ||
| Website | payactiv.com | refyne.co.in |
About Payactiv
Payactiv, founded in 2012, is a leading player in the Fintech sector, effectively addressing financial stress among employees through its innovative Earned Wage Access solutions. With the slogan, "The Leader in Earned Wage Access," the company focuses on enhancing employee financial health by provid...
About Refyne
Refyne, established in 2020 and headquartered in India, has emerged as a pioneer of income streaming for the workforce of India. The company partners with organizations to offer Salary On-Demand, allowing employees to access their earned wages in real-time, a service strategically designed to enhanc...
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Compiled from the BounceWatch company index. We last looked at Payactiv on 15 Oct 2025, and Refyne on 30 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
