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Spotcap Global logo — We reshape SME lending with innovative technology that enabl...

Spotcap Global

We reshape SME lending with innovative technology that enables us and our partners to provide simple and swift financing

Founded 2014 Germany Germany 4 employees Total: $99.50M Finance, Financial Services +2

General Information

Company Name Spotcap Global
Founded Year 2014
Location Germany Germany
Founders / Decision Makers
Team member
Employees 4
Industries Finance, Financial Services, Fintech +1
Social

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About Spotcap Global

Spotcap Global, headquartered in Germany, is a fintech innovator reshaping SME lending through its cutting-edge technology. Established in 2014, the company initially operated as a direct lender, deploying over half a billion euros in credit lines across multiple markets in Europe and Asia-Pacific.

By 2018, Spotcap pivoted to a partnership-centric model, offering its proprietary LendSuite platform. This white-label solution enhances financial institutions with advanced document processing and risk assessment capabilities. Notable partnerships include BAWAG Group in Austria and Zip Co in the ANZ region, streamlining same-day financing solutions for SMEs.

The company operates within the Finance, Financial Services, Fintech, and Lending and Investments sectors. Its latest financial backing, a €22.00M late-stage venture capital investment, was secured on 01 October 2017 from HV Capital and Access Industries.

Business keywords: SME lending, digital lending technology, white label platform, document processing, risk assessment algorithms, partnerships with financial institutions, business finance, credit lines for SMEs, business lending platform, same-day financing, business advisory collaboration, online lending application, multi-market lending

Funding Rounds & Investors (6)

View All
Funding Stage Amount Investors Lead Investors Date
Late VC €22.00M 2
HV Capital, Access Industries
01 Oct 2017
Debt Financing €14.00M 2
Heartland Bank, Heartland Bank
01 Jan 2017
Series C €14.00M 2
HV Capital, Access Industries
01 Jun 2016
Series B $31.50M 2
HV Capital, Finstar Financial Group
01 Feb 2016
Debt Financing €5.00M 3
HV Capital, Access Industries +1
01 Mar 2015
Series A €13.00M 2
HV Capital, Access Industries
01 Oct 2014

Spotcap Global Alternatives & Competitors

View All Alternatives
Spotcap Global vs
October
October France

October is a lending platform for SMEs in Europe that connects borrowers with individual and institu...

Venture round
131 employees
Financial Services, Fintech
Spotcap Global vs
Credimi
Credimi Italy

Credimi, fintech leader in digital financing for SMEs

9 employees
Finance, Financial Services
Spotcap Global vs
DigiAlly
DigiAlly Singapore

We streamline trust between SME and Financial Institutions via our Reliability Score

Non Equity Assistance
15 employees
Fintech, Lending and Investments

FAQ About Spotcap Global

We reshape SME lending with innovative technology that enables us and our partners to provide simple and swift financing
Spotcap Global was founded in 2014.
Spotcap Global is headquartered in Germany.
Spotcap Global operates in Finance, Financial Services, Fintech and Lending and Investments. Its work centres on SME lending, digital lending technology, white label platform and document processing.
Spotcap Global has approximately 4 employees.
Spotcap Global has completed 6 funding rounds, raising a total of $99.50M.
Top alternatives and competitors to Spotcap Global include October, Credimi, DigiAlly, FlexiLoans, Pp Promotora De Vendas S.A.. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Spotcap Global and October are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Spotcap Global, https://bouncewatch.com/company/spotcap, updated 14 May 2026. When citing, please name BounceWatch and link this page.

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