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STEP 4 Business logo — Your business one Step Beyond

STEP 4 Business

Your business one Step Beyond

Founded 2020 Italy Italy 11 employees Seed Total: $8.50M Financial Services, Fintech

General Information

Company Name STEP 4 Business
Founded Year 2020
Location Italy Italy
Employees 11
Industries Financial Services, Fintech
Funding Stage Seed
Social

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About STEP 4 Business

STEP 4 Business is a financial services and fintech startup based in Italy, founded in 2021. The company's slogan "Your business one Step Beyond" reflects its commitment to serving small and medium-sized enterprises. STEP offers a complete digital ecosystem of financial products and services tailored to its customers, leveraging the best technologies and innovative solutions available in the market. One of STEP's key offerings is Instant Lending, providing fully digital business loans with instant approval and utilizing innovative and flexible valuation criteria based on current account movements and machine learning. Additionally, the company offers Working Capital solutions, including advance and digital invoice discount products to offer businesses the necessary liquidity to manage their operations. Moreover, STEP provides International financial products catering to companies with international activity, covering cross-border payments, FX risk management, and trade finance. A notable aspect of STEP's services is the provision of a Digital CFO to manage cash flows in a structured and detailed manner, categorize them, and provide an overview of all current accounts, even across different countries. The company is also focused on international expansion, with the goal of serving small and medium-sized enterprises on a global scale. In October 2021, STEP secured a €8.50M Seed Round investment from investors including Azimut Holding, GELLIFY, and CRiF. This funding is expected to support the company's endeavors in further developing and scaling its digital financial ecosystem, catering to the evolving needs of small and medium-sized enterprises.

Business keywords: digital ecosystem, financial products, instant lending, working capital, international, digital CFO, SMEs, global scale, cross-border payments, FX risk management, trade finance, international expansion, small and medium-sized enterprises

Funding Rounds & Investors (1)

View All
Funding Stage Amount Investors Lead Investors Date
Seed Round €8.50M 3
Azimut Holding, GELLIFY +1
29 Oct 2021

STEP 4 Business Alternatives & Competitors

View All Alternatives
STEP 4 Business vs
MODIFI
MODIFI The Netherlands

The Global Commerce Platform for Business Payments and Trade Services

Series C
95 employees
Financial Services, Fintech
STEP 4 Business vs
Nu-Credits
Nu-Credits United Kingdom

We provide borderless working capital finance solution to businesses trading internationally.

Pre-Seed
10 employees
Finance, Financial Services
STEP 4 Business vs
iLoan
iLoan Sri Lanka

Finance at Your Fingertips

Pre-Seed
5 employees
Financial Services, Fintech

FAQ About STEP 4 Business

Your business one Step Beyond
STEP 4 Business was founded in 2020.
STEP 4 Business is headquartered in Italy.
STEP 4 Business operates in Financial Services and Fintech. Its work centres on digital ecosystem, financial products, instant lending and working capital.
STEP 4 Business has approximately 11 employees.
STEP 4 Business has completed 1 funding round, raising a total of $8.50M. The latest funding stage is Seed.
Top alternatives and competitors to STEP 4 Business include MODIFI, Nu-Credits, iLoan, Crobod, Milio (YC W23). These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
STEP 4 Business and MODIFI are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for STEP 4 Business, https://bouncewatch.com/company/step-4-business, updated 29 December 2024. When citing, please name BounceWatch and link this page.

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