ToPay provides financial services to self-employed professionals and small and medium-sized enterprises, with its headquarters in Groningen, The Netherlands. Specializing in fintech, the company offers a comprehensive suite of bookkeeping and administrative solutions tailored to entrepreneurs.
Founded in 2019, ToPay delivers services such as bookkeeping for ZZP'ers, tax reservation services, and financial insights and management. Additionally, they offer debt counseling and collection, along with budget coaching and accounting software solutions. The company's operations are based on a B2B, SaaS, and platform business model, generating revenue through subscriptions, service fees, and performance-based models.